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Do Credit Inquiries Hurt Your Credit Score?
September 18, 2000, Revised January 29, 2004, Revised November 18, 2004 Why Credit Inquiries Reduce Credit Scores Credit inquiries reduce credit scores because statistical studies show that multiple inquiries are associated with high risk of default. ... more... Avoiding Mortgage Predators August 20, 2001 ?I read a lot about predatory lending. How do I avoid becoming a victim?? To educate myself on what makes a victim, I recently studied 51 case histories of households ... more... |
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creditors related definitions |
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Regulation Z
Regulation Z, Reg Z A federal regulation requiring creditors to provide full disclosure of the terms of a loan including the terms of the loan and the annual percentage rate (APR). APR is a interest rate reflecting the cost of a mortgage as a yearly rate. This rate ... more... Homestead Homestead Status provided to a homeowner's principal residence - the dwelling (house and contiguous land) of the head of a family -in some states that protects the home against judgements up to specified amounts. Some states grant statutory exemptions, protecting homestead ... more... |
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More about creditors Warning: Today's "Non Profit Credit Counselors" Are Yesterday's Bill Collectors! Online Debt Consolidation Services - Lower Your Monthly Payments Now What Is A Debt Consolidation Program? Bad Credit? No Credit? Yeah, It's a Problem. The Flip Side of the New Bankruptcy Law Pay Off Debt - Get Out Of Debt And Lower Your Monthly Payments Debt Consolidation vs. Debt Negotiation Debt Management - Is It the Right Choice For You? Building Credit Ideas Help with Debt Problems: 3 Ways Debt Services Can Help You Get Out Of Debt
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