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Mortgage Professor about creditors: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Do Credit Inquiries Hurt Your Credit Score?
September 18, 2000, Revised January 29, 2004, Revised November 18, 2004 Why Credit Inquiries Reduce Credit Scores Credit inquiries reduce credit scores because statistical studies show that multiple inquiries are associated with high risk of default. ... more... Avoiding Mortgage Predators August 20, 2001 ?I read a lot about predatory lending. How do I avoid becoming a victim?? To educate myself on what makes a victim, I recently studied 51 case histories of households ... more... |
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creditors related definitions |
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Regulation Z
Regulation Z, Reg Z A federal regulation requiring creditors to provide full disclosure of the terms of a loan including the terms of the loan and the annual percentage rate (APR). APR is a interest rate reflecting the cost of a mortgage as a yearly rate. This rate ... more... Homestead Homestead Status provided to a homeowner's principal residence - the dwelling (house and contiguous land) of the head of a family -in some states that protects the home against judgements up to specified amounts. Some states grant statutory exemptions, protecting homestead ... more... |
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More about creditors What is Bankruptcy? Bankruptcy Myths Busted Bankruptcy: What To Expect If You File For Bankruptcy Bankruptcy - 5 Ways to Avoid Bankruptcy Bankruptcy: What You Need to Know UK Guide To Secured Loans Get Easy Access To Secured Loans Bankruptcy - Your Fresh Start Ten Ways to Get Out of Debt Debt Relief 101: Understanding Your Options and Avoiding the Scams The Road to Debt Relief
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