Banks and Monetary Policy: the Mechanics of Interest Rates Setting
We hear a lot about interest rates, and not only in my professional field of expertise. Interest rates are everywhere to be found in our daily lives: credit card interest, interest on deposits, car loan interest, personal loan interest, treasury bond interest. The other day I received a spam e-mail ... more...

Is A Student Loan Consolidation Or Federal Student Loan Consolidation Right For You?
With the cost of education going through the roof, going to college can be very costly. Many students dont have thousands of dollars to pay their way through college. This is why so many college students use student loans and federal student loans to get themselves through college. When it comes ... more...

Apartment Financing Explained
So you're interested in entering the world of property management? Have you thought about how you're going to get into this potentially lucrative market? Let's face it; unless you've just inherited a large sum of money or are otherwise independently wealthy you're going to have to borrow. This is ... more...

Money Matters
Choosing a bank should be a well-researched project. Which bank is the best for you depends on what features and amenities you most value, as well as the use and frequency of use you plan on making of your bank.Banks come in a variety of sizes. Some are small town banks with but a few local offices ... more...

Sub Prime Auto Financing - How to Get Approved
Auto buyers with blemished credit may wonder how they can get approved to buy a car. The answer is sub prime auto financing. When seeking a sub prime auto loan the question shouldnt be just, "How do I get approved?" The better question to ask is, "How do I get approved for the best sub prime auto ... more...

7 Ways to Consolidate Your Debt
If you are in debt, you have several options available to you in your quest to consolidate your balances and thereby reducing your monthly payments or paying off your loan faster. Lets look at 7 of the most popular and effective ways for you to consolidate your debt.1. Life Insurance. Yes, many ... more...

Mortgage: Rehabilitation Of Financial Helplessness
The term mortgage is assumed really controversial by people when they are contemplating the idea of taking a loan. It is definitely a very simple procedure which is presumed complicated because your home is attached to the term mortgage. In the layman language it is the conditional conveyance of ... more...

How To Save Money On Car Loans
Have you noticed that everyone seems to have a newer car than you? There's good news. You can find a way to upgrade your old clunker to a newer model. There are many ways to save money on your car loan. Lenders are competing for your business, and more and more car loans are approved to allow ... more...

OPM - The Art of Leveraging
Equity lender, hard money lender, private investor or what ever term one uses can be a great source of funds to do real estate transactions and the question of how to find them comes up often!There are numerous ways to do this, and no two investors are exactly alike, so it's important to be ... more...