Understanding Credit Report Score
Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it.Your credit score is used by anyone loaning you money such as credit card companies, home loan lenders, auto loan lenders and finance companies. They all use your ... more...

What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method to determine credit ... more...

Would An Elected Official's Credit Score Affect Your Vote?
Bad credit can happen to good people. Often all it takes is a financial misstep here or medical emergency there and the average American could easily make a late payment, miss a payment, or fall behind all together on their bills. While there is usually a unique personal story, and often a very ... more...

Your Credit Score
Credit scores: all lenders use credit scores to determine interest rates and credit limits.The credit scoring system was developed in the early 1950's. However, it was not widely utilized until the early 1980's, when it was overhauled by Fair, Isaac & Company. At that time the 3 major credit ... more...

Landlords Dance The FICO Fandango
Fair Isaac Corporation is the creator of the FICO credit score that is used today by most lenders to evaluate consumer credit risk. FICO scores range from a poor credit low of 500 to a best credit rating of 850.The higher the FICO score the lower the interest rates offered by most lenders. For ... more...

Bad Credit Home Financing Mortgages for Less than Perfect Credit
Homebuyers must pick loan programs based on their credit history. Because of an influx of new home loans creating more financing options, many people are buying or refinancing homes with poor credit. Hence, low credit scores, bankruptcy, self-employment, or loss of job will not prevent some ... more...

Bad Credit Mortgage Financing - 3 Ways to Improve Your Chances of Getting Approved
Acquiring a home loan is a simple process for some people. These individuals likely have a good credit history, money for a down payment, and sufficient income. However, you do not need the perfect situation to obtain a mortgage. Various lenders specialize in offering loans and mortgages to ... more...

Mortgage Prequalification
How do I get Prequalified mortgage and how much can I spend on a house mortgage? Fill out one of the forms to get prequalified. You will be able to know how much you qualify for, or if you do not automatically mortgage prequalify, you will be given advice. Prequalify Forms Fill out this ... more...

Is Your Credit Score Being Held Against You?
Credit Scores That HurtIs your credit score being held against you?More and more the staples of life depend on your credit score. Your mortgage, insurance premiums, employment opportunities and even your landlord may be using your credit score to determine your financial future.In some cases even ... more...