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Mortgage Professor about credit inquires: | |||||||||||||||||||||||
Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more... Are Authorized Users at Risk? January 6, 2003, revised April 23, 2003 "In applying for a mortgage recently, I found that the interest rate quoted was for someone with poor credit, which surprised me. I have never missed a payment on a mortgage, credit card or other debt in my life. My credit report, however, shows ... more... |
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credit inquires related definitions |
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Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more... Equal Credit Oportunity Act Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more... |
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More about credit inquires Personal Loans for Bad Credit: Straightening Deformed Credit How to Get 'Triple A' Credit in 25 Days Secured Credit Cards - the Basic Facts No Credit Check Personal Loans When Credit Weighs Heavy on Your Shoulders No Credit Check Personal Loans - When Credit Weighs Heavy on Your Shoulders Dont Fall For A Scheme When Trying To Rebuild Your Credit History Poor Credit Mortgage - Overcoming Financial Slumber Credit Scores and Loan Applications Unsecured Bad Credit Loan: Accepting Bad Credit Without Financial Security Understanding Your Credit Score
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