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Mortgage Professor about credit inquires: | |||||||||||||||||||||||
Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more... Are Authorized Users at Risk? January 6, 2003, revised April 23, 2003 "In applying for a mortgage recently, I found that the interest rate quoted was for someone with poor credit, which surprised me. I have never missed a payment on a mortgage, credit card or other debt in my life. My credit report, however, shows ... more... |
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credit inquires related definitions |
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Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more... Equal Credit Oportunity Act Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more... |
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More about credit inquires Free Credit Reports: From The 3 Major Credit Bureau's! Boost Your Credit Score To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaire's Credit In 30 Days... Clean Credit Report: Easily Raise Your Credit Score 100 points California Bad Credit Loan - Focus on how to Raise Your Credit Score Personal Loans for Bad Credit Can Discipline Repercussions of Negative Credit Bad Credit Loans Authenticate What Is Positive About Bad Credit Understanding Credit Report Score Credit Score - Reporting Your Financial Health Boosting Your Credit Score To Get The Best Credit Card Deal
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