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Mortgage Professor about credit history: 
What Is a Credit Report?
September 10, 2003 A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report shows some personal information including social security number; current and past ... more...

Pay Down Debt or Pay More Down?
September 4, 2001 "We plan to sell our condo and buy a house.  We expect to get enough money from the proceeds (after commissions, closing costs, etc.) to pay off our debts, or make a down payment, but we can't do both.  Which will allow us to buy the most house? ... more...

credit history related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get Free credit history Quotes and Estimates

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Secured Loan for People with Bad Credit History
Are you facing problem getting a loan, just because you have a bad credit history? If yes, then there is good news for you. Now you can avail a loan specially designed for people like you, popularly known as Bad Credit Secured Loan.A Bad Credit Secured Loan is defined as a secured loan for people ... more...

Bad Debt Secured Loans: An Opportunity to Come Out of Bad Debt Tag
Nowadays, getting loans is not so difficult. But if borrowers have bad credit history, then it becomes difficult. Generally, borrowers with bad credit history have little credibility among the loan providers. The debt burden further tatters the faith that regular borrowers enjoy. And for that, ... more...

The Benefits Of Having Good Credit When Purchasing An Auto Loan
There are no limits to the benefits of having good credit when purchasing an auto loan. A credit rating shows someone's history of payments. A credit report details all of this. Creditors send the credit bureaus updates with the customer's financial information on it. The credit report has an ... more...

Bad Debt Secured Loans Securing An Ideal Future
Are you getting frustrated that you are not able to get a fair deal in terms of loans because of your credit history? If your answer is yes then the one option which will provide you with a possible solution to your problems are bad debts secured loans.Bad debts secured loans are specially designed ... more...

Bad Credit Personal Loans Pertinent Pedestal for a Financial Resumption
In the arena of loan borrowing, there is hardly an opponent more difficult to tackle than bad credit. Bad credit implies that your personal credit history is integral and decisive in making the personal loan available for you. Bad credit history is like very probable. It is not that you have not ... more...

Your Credit Score: Make the Numbers Work For You
Your credit file is all about how you borrow money. Using a formula, credit agencies rate how well you pay back that money. Your credit score tells loan officers how you manage the credit offered to you. Your score tabulates:* Your credit payment history: Did you make any late payments? How often? ... more...

Debt Consolidation Loans for People With a Bad Credit History
You can take out a loan whenever you need money. There are many lenders who offer loans in the UK. All of them are there to take advantage of this mushrooming business. Just tell them your requirements and they may come up with a solution that is the most suitable to you. You can repay the loan in ... more...

Everywhere You Go, Your Credit Report Will Follow
Ever write your name in freshly poured concrete? Years later you come back, and there it is etched for every one to read. Credit reports mark your financial history like initials cast in concrete. Credit reports are more fluid since information about you gets added through your entire life. ... more...

Getting Your First Car Loan
One of the first big purchases many people make is an automobile. Of course, those just starting out in the world aren't liable to have much credit history. So how exactly do you go about getting yourself a good car loan?Well, if you can't cough up the cash (and most of us can't, if you're ... more...

The Things That UK Lenders Like to See on Your Credit File, (and What They Dont Like to See!)
Lenders are quite fussy about what they like to see on your credit report. So much so that you will have a hard time to meet their high expectations. But what exactly are they looking for? In this article we take a look at one aspect of your credit history that lenders have a keen eye out for.Most ... more...

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