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Managing Credit Cards to Raise Your Credit Score
18 July 2005 "Two years ago I had terrible credit, and you were kind enough to steer me to a credit card company that would give me a card. Now I have three cards, and my credit has improved some, but not enough?how do I manage my cards to earn the highest possible credit ... more...

Raise Credit Score by Paying Delinquencies?
December 21, 1998, Revised November 19, 2004 Many borrowers reason that since delinquencies reduced their credit score, paying off the delinquencies should raise it. When this doesn't happen, they wonder why. "My mortgage broker said that my credit score was ... more...

credit cards related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

More about credit cards

Get Free credit cards Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Credit Card Stoozing Time To Stop Snoozing
Lets stop snoozing and start stoozingDo not think that we are trying to get you involved in any criminal activities here, were not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of our cash for ... more...

Credit Card Debt Consolidation
Some people carry debt on their credit cards due to inability to make payment owing to some emergency expenditure, others carry debt due to excessive or irresponsible expenditure on their credit cards (forgetting that they need to pay it back too). Today, a lot of people carry multiple credit cards ... more...

Credit: Student Credit Cards 101
Almost all students have and use student credit cards. Some of the students use them wisely and build for them an early credit history but others accumulate lots of debts that would have to be paid off once the student life is over. Students that have a credit card should learn how to take charge ... more...

Credit Cards Truth
Credit cards have moved on to become almost a necessity today. Its rare to find people having no credit card. In fact most of the people have more than one credit card. However, possessing a credit card is not enough. You also need to understand how to use it properly. Sometimes credit cards can ... more...

Credit Card Rewards to Suit Your Personality
Before you rush out to find a card that fits your personality, you first need to determine which types of credit cards you may qualify for. To help you understand what cards you may qualify for, here's a guideline: You may only qualify for secured cards or guaranteed approval shopping cards if ... more...

Credit Cards, Merchant Accounts, and Your Bottomline
Q: I'm opening a gift shop and want to be able to accept credit cards. I talked to the branch manager at my bank, but he didn't seem to know much about how it all worked. He did say that I would need something called "a merchant account" and something else called "a credit card processor." ... more...

Tips to Avoid Overspending on Credit Cards
Shopping or buying things is one of the guilty pleasures in life and with the presence of credit cards, spending seems to be more like a habit and way of life. Credit cards make ones life easier but it could also make ones life a living hell once you find yourself drowning with credit card debt.For ... more...

Help for the Single Mother with Managing Credit and Debt
Today's consumers benefit drastically from the usefulness of credit. Credit cards are especially useful for large purchases, emergency situations, making reservations, identification, and protection from fraud. Unfortunately, millions of consumers abuse credit cards beyond their financial earnings ... more...

General Tips on Credit Cards
Credit card or plastic money is omnipresent today. Today they are treated as more of a necessity than just a commodity. Thus it is essential that you not only use them properly but also take proper care of them. The following list is a compilation of some tips on credit card management:1. Never ... more...

Credit Card Basics
Which banks credit card do you have?, what is its credit limit, what type of card is itsuch questions are on everybodys lips today. The world seems to have been squeezed and wrapped into a credit card. Nowadays everybody speaks and grasps the language of credit cards. The credit card syndrome seems ... more...

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