Credit Counseling Signs That You May Need Help
Credit counseling is a viable option for those who are feeling the stress of being overwhelmed by debt. Credit counseling primarily offers assistance with working out a credit and debt repayment plan for an individual to gain control of their finances by creating a structured budget for an ... more...

Seven Steps to Total Debt Elimination
Debt seems to have become the buzz word in todays world. We cant blame it on people. After all its human to fall for it. However, it surely isnt good for you. If you have fallen into a debt trap, you can take comfort from the fact that you are not the only one. Getting out of debt trap is not ... more...

Defeating Credit Card Debt With Self Control
Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very easy to see it purely as ... more...

More Entrepreneurs Say 'Charge It' When Starting Their Businesses
Credit cards have become an increasingly popular substitute for traditional sources of capital, such as commercial loans from banks and venture capital. More and more new business founders are saying charge it to fund their start-ups and ongoing operations.The Problem with New Businesses and ... more...

Home Equity Loans Theres Gold In That There House
To paraphrase an old familiar quote that goes theres gold in them there hills, you could say, theres gold in that house. As Martha Stewart would say, its a good thing.A home equity loan can be a very good thing if you formulate a plan and stick to it. Home equity loans are becoming much more common ... more...

Credit Cards For Bad Credit
With all the confusing offers directed towards consumers with credit problems, finding credit cards for bad credit can be a confusing task. One way to start is to consider applying for a secured credit card. Often this can be a good first step towards getting the benefits of a credit card, while ... more...

How To Get Total Credit Card Debt Elimination
Wouldnt it be nice to have all of your credit card debt magically eliminated? Unfortunately, if you dont have a magic wand or a Jeanie in a bottle, youll have to create the magic yourself. Here are some simple ways to totally eliminate your credit card debt.Stop ChargingThe first and surefire way ... more...

What You Need to Know about Debt Negotiation on Credit Cards
Debt negotiation on credit cards is often referred to as credit card debt settlement. Whenever you make a credit card payment- or even pay your utility bills- it usually gets reported to one- or all- of the three main credit agencies. This activity will influence your credit score, which will ... more...

College Student Credit Cards - How to Choose the Best One
There are so many credit cards being offered to college students these days that it may be difficult to choose the right college student credit card. It is important to choose carefully to make sure that you have the best deal and rates available.The interest rate that a college credit card charges ... more...