Consolidate Credit Card Debt
Do you have credit card debt? Are you struggling with debt from several credit cards like Mastercard, Visa and others? Have you ever crossed your mind to consolidate credit card debt? It is very easy to jump on the debt carousel and when you first get on it is difficult to jump off. Where does it ... more...

How Many Credit Cards Should You Have?
So how many credit cards do you have in your wallet. Do yo have promises of better rates, lower fees, more airmiles or better perks causing your wallet to be full of cards and your mailbox full of better offers.Most Americans carry five to ten cards while some have five times this amount. This is ... more...

15 Important Credit Card Terms to Consider Before Applying for a Credit Card!!
If you don't understand the language, credit card offers and statements could lead you to deep debt -- or at least furious frustration. For the big scoop on the fine print, here's what these frequently used credit card terms mean.1.Average daily balance -- This is the method by which most credit ... more...

Are Interest Rates Up, Up and Away?
Interest rates have been at their lowest levels in over 40 years. U.S. consumers have been able to purchase previously unaffordable homes, cars and other toys. Many have used cheap home equity loans to remodel, take vacations and pay off credit cards. Students have taken advantage of the ... more...

What is a Debt Management Plan, and Why Should I Enroll?
Its Friday night and you just sat down to watch your favorite show. A few moments later a commercial comes on. Thats right, another credit counseling agency promising to lower your interest rates and stop collection calls. If youre cynical or what others consider to be a skeptic, youll get up and ... more...

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards
Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is ... more...

Home Equity Loans Theres Gold In That There House
To paraphrase an old familiar quote that goes theres gold in them there hills, you could say, theres gold in that house. As Martha Stewart would say, its a good thing.A home equity loan can be a very good thing if you formulate a plan and stick to it. Home equity loans are becoming much more common ... more...

10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest way to correct errors on your credit report and raise your credit score. However, it can only be done through a mortgage company or a bank. If you apply for a home loan and find errors on your credit report, request the loan officer to ... more...

Debt Consolidation Loan Possibilities Abound
Debt has a way of piling up in a sneaky way. Many consumers think that they are wisely managing their money until the day comes when they realize that they are way too deep in debt. The average U.S. household has nearly $10,000 in credit card debt, and that debt is often distributed among ... more...