Do You Know The Top Five Credit Card Mistakes?
When youre dealing with credit cards, youre playing with fire. Unfortunately, there are plenty of people out there who dont realise that, and make all sorts of dangerous mistakes with their credit cards every day.Here are what I consider to be The Top Five Credit Card Mistakes Paying Your Credit ... more...

Credit Card Debt & the Unfairness of the Universal Default Clause
Lets look at a real world example: A woman purchased a new $4,000 large screen TV a few months ago based on the knowledge her monthly payment was going to be $175, and based on the 9% interest rate charged by her credit card company. For five months straight she made all her payments on time, but ... more...

Credit Cards: Top 7 Mistakes that Card Holders Make
You need to manage your credit cards wisely. Otherwise, you may end up in financial trouble. Unfortunately, there are many who dont realise that they may be making huge mistakes with the use of their credit cards. Here are top 7 credit card mistakes that card holders make:1. Paying Just the ... more...

How To Get Your Credit Card Payments Under Control
Credit cards can be a nice convenience but they can also get you into a lot of trouble. If you have charged your cards up to the limit and are now having a hard time paying the bills you are not alone. Statistics show that the average credit card debt for each household in the U.S. is $4,800 per ... more...

Do You Really Want to Own an H2 Hummer? (Luxury/Exotic Car Buying Guide for Beginners)
You were finally out of college, and you got your first a great paying job. Now you could buy all the things that you couldn't afford while you were in college.You walked into a Hummer dealership and bought yourself an H2 Hummer. You didn't have the money to buy the car cash, but since you now ... more...

5 Surefire Ways To Eliminate Credit Card Debt
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. ... more...

Credit Cards
Credit cards are a form of unsecured credit. The issuer is extending you a line of credit, usually tacking on all sorts of little surprises in the fine print. This type of credit is probably the most commonly used.If you have a great credit rating, youre probably bombarded with offers of new ... more...

The 7 Secrets to Gettingand StayingOut of Debt
As vice president of the American Credit Foundation, a nonprofit organization that helps individuals and families manage their debt, Mike Peterson knows firsthand how financial problems can wreak havoc in ones life. Each day, counselors at the Midvale, Utah-based foundation help desperate clients ... more...

Getting Out of Debt - Teacher Takes Responsibility
I teach second grade. I wouldn't trade this job in for the world. As a kid when I read the book a Wrinkle In Time I couldn't believe by reading I could travel through time and be transplanted somewhere else, that's why I wanted to be a teacher. To bring new worlds to my student's eyes. To make them ... more...