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Should You Refinance a Mortgage to Improve Credit?
17 May 2004 "I have been approached by a lender to refinance at a higher rate in order to pay off debts and improve my credit score, which the lender says is 525. He says that in a few months when my credit rating is higher, I can refinance again to lower the rate. This ... more...

Are Authorized Users at Risk?
January 6, 2003, revised April 23, 2003 "In applying for a mortgage recently, I found that the interest rate quoted was for someone with poor credit, which surprised me. I have never missed a payment on a mortgage, credit card or other debt in my life. My credit report, however, shows ... more...

credit card bills related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get Free credit card bills Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

How To Get Your Credit Card Payments Under Control
Credit cards can be a nice convenience but they can also get you into a lot of trouble. If you have charged your cards up to the limit and are now having a hard time paying the bills you are not alone. Statistics show that the average credit card debt for each household in the U.S. is $4,800 per ... more...

Want to Get Instant Credit Card Approval?
There are many people that need a credit card in a hurry. This can be for many reasons. They may need a credit card right away for an unexpected emergency. Some people need one for a vacation. Others just need some extra cash to pay bills. Whatever your reasons may be, you may need the credit ... more...

Credit Cards Debt Consolidation
Consolidating credit card debt is never easy. Too often people run up their debts without even realizing it until it is too late. If you are one of these people, don't feel bad or trapped, or that there is something wrong with you. Credit cards are the hardest bills to consolidate because the ... more...

Home Mortgage - Reasons to Refinance Your House
Refinancing can have other financial benefits besides lowering rates. Locking in rates can protect you from higher rates, saving you money on future interest costs. You can also change your ARM for better caps to prevent huge monthly increases. Consolidating your bills with your equity saves on ... more...

New Business Credit Card - Managing Cash Flow With A Business Credit Card
A business credit card can help you manage your companys finances more efficiently. With a line of credit, you can handle cash flow issues, keep track of expenses, and qualify for deals and discounts.Manage Cash FlowCash flow is always an issue with businesses. Bills are due while you are waiting ... more...

Should I Get a Consolidation Loan?
If youve got a really unmanageable amount of credit card debt, you might be considering a consolidation loan. A consolidation loan is a loan that you can use to pay off all your debts, meaning that you can pay them off for less money without having to worry about lots of different bills. Like ... more...

Debt Consolidation Plan: "Plan" Before You Leap!
Too many debts to deal with? Has it become unmanageable? Different interest rates, different loan terms, different monthly instalment datestoo confusing??? Heres the solution youve been looking for Debt Consolidation Plan. Debt consolidation loans, as you may be aware consolidate all debts ... more...

Credit Card Late Charges And How To Avoid Them
It is simply getting ridiculous the charges credit card companies are imposing on consumers who are late making payments. Yes, creditors have a legal right to do what they are doing, however ethically speaking that is certainly open to debate! Let's look at some ways you can avoid costly credit ... more...

Credit Counseling Get in Line Now to Avoid the Upcoming Rush
Credit counseling is a valuable service for consumers who have trouble managing their finances. A distinctly different service from debt consolidation, credit counseling assists consumers with problem debt by educating them about the basics of money management. Americans really dont get the ... more...

Start Building Credit Fast!
There are a couple of reasons for this. You can pay your bills on time for years and never gain more than a few points on your credit score.As you probably already know, paying minimums on credit cards and bank loans do not lower your principle amount very quickly. When your balance is too close to ... more...

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