Long Term Unsecured Loan?
In order to understand qualifications for loan approval, let's examine the types of loans; secured and unsecured, and the two types of re-payment plans: short term and long term. Secured loans have both short and long term repayment plans. These types of loans are secured by a form of collateral, ... more...

Credit Card Stoozing Time To Stop Snoozing
Lets stop snoozing and start stoozingDo not think that we are trying to get you involved in any criminal activities here, were not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of our cash for ... more...

Cash Advance Payday Loans: Yes The Rates Are Higher!
Typically Cash Advance Payday Loans have no credit checks, and a very minimal amount of paper work.They are mainly concerned that you are, whom you say, you are. And, that you have the income, and the ability, to pay back the loan. And, that you have a checking account.Cash advance loans are ... more...

Credit Report Look Out for Your Debit Report, Too
Most consumers are aware that there are companies that keep track of their personal financial transactions installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the three main credit bureaus into a credit report, which is available upon ... more...

Identity Theft Beware of Phishing Attacks!
Dear Bank of the West customer, the message begins. Ive just received an e-mail message, purportedly from the security department at the Bank of the West. The message explains that certain features of my account have been suspended due to suspicious activity on my account. The message then ... more...

How Credit Cards Work
Credit cards have become a major financial industry, uniting cultures with a common form of payment and allowing purchases to be made on credit so that individuals have additional options when they're short on cash.Unfortunately, many people see credit cards as simply a way to spend more money than ... more...

Credit Cards - Use the 0% Deals to Make Money
This money generating method was recently passed on to me by a member of my mailing list, it is important to stress that this method involves the use of credit cards and takes advantage of the options that they offer you. It is no way illegal and I am not recommending that everyone uses this method ... more...

Do You Really Want to Own an H2 Hummer? (Luxury/Exotic Car Buying Guide for Beginners)
You were finally out of college, and you got your first a great paying job. Now you could buy all the things that you couldn't afford while you were in college.You walked into a Hummer dealership and bought yourself an H2 Hummer. You didn't have the money to buy the car cash, but since you now ... more...

Personal Loan Alternatives
Firstly you need to consider exactly how much you need to borrow and over what period of time. Described below are three alternatives to a personal loan with suggestions as to when they may become the preferred option.Credit CardsIf the sum to be borrowed is relatively small and you need to borrow ... more...