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Why Do Borrowers Pay For Mortgage Insurance?
December 20, 1999 "I know that this must be a na?ve question, but since mortgage insurance protects the lender, why doesn't the lender pay for it?" The question is not na?ve. Lenders require private ... more...

What's the Remedy for Predatory Lending?
August 20, 2001 "How do we get rid of predatory lending?" Community Action There are 4 general approaches to getting rid of predatory lending.  The first is to identify predators and either persuade them to change their practices or counsel consumers to ... more...

copyright laws related definitions

Deed
Deed A written document by which title to real property is transferred from one owner to another. The deed should contain an accurate description of the property being conveyed, should be signed and witnessed according to the laws of the ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get Free copyright laws Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Testing Your Way To Prosperity
I have always enjoyed talking to a Realtor friend of mine about his Father-in-laws business. His business is Gold Mining and he has been involved in it full time for nearly his whole life. My friend has a good relationship with his Father-in-law and often spends time helping him in this business ... more...

Instant Payday Loans How They Work
A payday loan allows consumers to borrow up to $1000, depending on their states laws and the consumers monthly income. Payday loans are intended to be short-term loans, helping get through a financial emergency until your next payday. Online payday loan companies add convenience to the process ... more...

What is Incest?
Incest is sexual activity, ranging from fondling to intercourse, between family members who arent married to one another. State laws vary regarding the type of sexual activity and also on what constitutes the type of kinship that indicates incest rather than just sexual abuse.Some definitions ... more...

Franchise Buyers Lying On Forms
The Federal Trade Commission which governs the franchise industry thru the franchise rule, which enforces Franchise Disclosure laws seems to think that consumers need to be protected even when they lie. Often The FTC takes complaints from consumers who claim they had been ripped off or lied to from ... more...

Auto Insurance Information Online - Compulsory Auto Insurance
In 47 of the 50 United States, it is illegal to take a car onto the road without auto insurance. Compulsory insurance laws protect the public from the expenses of injuries and property damage resulting from a car accident. The states that require auto insurance set minimum amounts of coverage that ... more...

Love, Marriage and Money
The f-word. Finances. Combining love and money may be the biggest stumbling block on the path of true love, creating more rifts in relationships than in-laws, drug and alcohol addiction, or infidelity.Financial power struggles challenge even the most solid partnership. Unfortunately, money too ... more...

How to Deal With A Death in the Family and Still Run Your Small Business
As a small business owner we have to deal with tax law changes, local ordinances, environmental laws, Workers Compensation, etc. Just when we thought we had everything under control, something terrible happenes. A death in the family. Oh my God you say? What do I do now? Well since I have been ... more...

How To Avoid Bankruptcy & Get Out Of Debt Faster Using Debt Negotiation!
Has credit card debt got you thinking about bankruptcy?Youre not the only one these days. Even with the new bankruptcy laws, credit card debt continues to climb. Unfortunately for most of us, our paychecks dont climb as quickly.If youre on the verge of bankruptcy, you may have another alternative ... more...

Could This Be The End of Sp^am?
The war on sp^am has so far been waged on two fronts: legislation to make sp^am illegal and filters that prevent sp^am reaching its destination.But neither approach has worked.Even if US anti-sp^am laws succeeded, they would not stop sp^am that originates outside the US.As for sp^am filters, the ... more...

Purchasing International Real Estate
Interested in investing somewhere other than your back yard?Management companies have made it as easy to have a revenue property across the world as it is to have it across the street. You don't want to be collecting rents and plunging the toilets no matter WHERE it is!Different laws in different ... more...

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