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Recent Developments in Mortgage Web Sites
Column Delivered February 4, 2002 "When I visited your new web site recently, all the articles on the internet were gone. You have a slot for it, but it is empty. Any particular reason for this?" Much of what I have written about mortgage web sites has become obsolete within the ... more...

Detail on Single-Lender Mortgage Web Sites
Summary Rankings of Web Sites, January 12, 2005  Rank URL Score Rank URL Score 1 Amerisave.com 47   2 Eloan.com 46 11 Countrywide.com 25 3 Mortgage.com (ABN ... more...

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Section 8 Housing
Section 8 Housing The Section 8 program began during the Great Depression to increase the housing choices available to very low-income households by making privately-owned rental housing affordable to them. It provides rent subsidies, either rental certificates or vouchers, on ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

European Second Home Prices Wilt in Drought
Spain and Portugal have suffered one of their worst droughts on record this summer, with consequences from empty swimming pools for the tourist to economic disaster for farmers losing their crops and livestock.Roger Munns, Managing Director of Tribune Properties, predicts that property prices in ... more...

10 Tips For Growing Your Business
1. Over deliver, but don't over promise. - Most companies do just the opposite. They want that sale so they promise their customers the moon but then they fall just a little short. They might have provided exceptional customer service, but excellent service looses its luster if it falls short of ... more...

Bad Credit Loans For Those Who Seek Alternatives for New or Old Car
You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and negotiating with lenders.Getting a Bad Credit Loan doesnt have to be like basic training. Someone with bad credit will more than likely have a tough time buying a brand new car at an affordable ... more...

Credit Basics: Choosing and Using Credit Cards
One of the most powerful financial tools that the modern technology has ever-produced is the credit card. And there is definitely no denying that a credit card is an extremely and overwhelmingly useful and powerful financial tool only if it used properly.This small and thin 'plastic' is now ... more...

Identity Theft
Believe it or not, someone wants to be you. Not for the rest of their life but only long enough to use your credit cards, bank account and anything else you may have of value for their own personal benefit. They become you by stealing your identity. Although stealing someone's identity isn't new ... more...

What is a Family Readiness Group?
A Family Readiness Group (formerly know as Family Support Group), is an organization of family members, volunteers, and soldiers belonging to a unit, that together provide information and assistance to others in the group. According to DoD website, www.myarmylifetoo.com, The Family Readiness Group ... more...

Business or Hobby...What Would the IRS Call YOUR Business?
One thing we know for sure direct sellers start their businesses for a wide variety of reasons. Some want to build a dynasty, some want the tax benefits, some do it to buy and share a product they believe in, while others are simply looking for a way to have fun and make a little money on the side ... more...

Dealing With UK Water Rates Debts: What You Need To Know
UK Water RatesYOU CANNOT BE DISCONNECTED FOR WATER RATES DEBTSWater companies can no longer disconnect your water supply if you are in arrears. The rules changed on 30th June 1999. They also cannot install anything in your home that restricts the flow of water from the taps. If the water company ... more...

I Can't Pay My Loan - Student Guidelines for Recovery
You graduated and now your student loan is due. The job hasnt come through yet, or you are just in over your head. What can you do about that student loan?Before you enter the default stage, relax and review your options. Realize that you arent alone. Unfortunately, since so many former ... more...

Motivated by Oprah's Debt Diet?
Friday, February 17, 2006 marked the first of a multi-part series for The Oprah Winfrey Show, where Oprah challenged Americans to get out of debt. Oprah teamed up with three of the nations top financial experts to create a step-by-step action plan to show her viewers how to get out of debt. Oprah ... more...

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