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Recent Developments in Mortgage Web Sites
Column Delivered February 4, 2002 "When I visited your new web site recently, all the articles on the internet were gone. You have a slot for it, but it is empty. Any particular reason for this?" Much of what I have written about mortgage web sites has become obsolete within the ... more...

Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

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Section 8 Housing
Section 8 Housing The Section 8 program began during the Great Depression to increase the housing choices available to very low-income households by making privately-owned rental housing affordable to them. It provides rent subsidies, either rental certificates or vouchers, on ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get Free contact Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Budget Leftovers
It is extremely difficult to setup a budget, especially when you are behind on some of your bills. Even if you can make your regular bills and expenses fit neatly into your budget, what can you do if you don't have the money to catch up?I have listed several methods and circumstances below ... more...

Branding Web Strategy Mistakes - Brand Identity Guru
1. Lack of overall strategy and clear definition of success:Most people realize the need for a site, but don't understand what it can/should do for the company. And when they do have a goal, they don't measure it. We'll often ask people, "What are the objectives of your site?" Answers vary from ... more...

Credit Card Debt: How To Control It
A lot of people spend more money than they can afford to repay toward their credit card debts. To regain control over your finances and to manage your debt, here are some solutions you can try.CREATE A SPENDING PLANIn many cases, people design and then stick to a spending plan to get their debt ... more...

How Does a Creditor Determine Whether to Grant You Credit?
Credit 101How does a creditor determine whether to grant you credit? For many years, creditors have been using credit scores and credit scoring systems to determine if youd be a good risk for a loan or credit card. More recently, credit scores have been used to help determine what rates you pay ... more...

The 5 Best Cell Phones on the Market
There are literally hundreds of cell phones out there made by dozens of manufacturers. It is hard to determine which are the best of the group - or at least, which is best for you. The decision is a difficult one, and we hope the information below will help you make a wise choice. The five cell ... more...

Identity Theft Beware of Phishing Attacks!
Dear Bank of the West customer, the message begins. Ive just received an e-mail message, purportedly from the security department at the Bank of the West. The message explains that certain features of my account have been suspended due to suspicious activity on my account. The message then ... more...

Real Estate Professional in the Palm of Your Hand
GETTING THE MOST FOR THE LEASE-TRACKING YOUR REAL ESTATEIf you own rentals and/or investment properties, you know that you have to keep track of your portfolio, maintenance profiles, property managers, and related financial matters. There are a multitude of programs for the Palm-Pilot system to ... more...

Credit Repair? It's All Up to You
Log onto to a search engine such as google.com and type in the term credit repair. Its likely that Google will return more than 25 pages of listings, many of which will be companies claiming they can erase bad credit, create a new credit identity legally, credit problems no problem. quick credit ... more...

Stop Foreclosure - 7 Tips to Save Your Home
Faced with the threat of a foreclosure on their home, with all the weight of the mortgage industry and its army of attorneys against them, the average homeowner might feel like David facing Goliath.But David defeated Goliath !David had a sling and some pebbles.You have an armory of tactics and ... more...

Identity Theft - One of Today's Major Issues
Sam drops the last of his already paid bills into the trash. Down the street, a neighbor watches while Sam puts out the trash.Two weeks later, Sam is notified that loans, credit cards and bank accounts have all been opened in his name! Sam could spend the better part of two years trying to clean up ... more...

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