Introductory Offer Vs. Lifetime Low
What is an introductory offer?When you take out a mortgage or move your mortgage, your proposed lender may offer you an introductory home mortgage rate. Introductory offers are normally in the form of a reduced interest rate; the most common form is a set percentage below the standard interest rate ... more...

Understanding Home Loan Refinancing Costs
Because of declining mortgage rates, many homeowners are choosing to refinance their home loan. If your home was purchased when rates were much higher, you may benefit from a new mortgage. Although refinancing is an attractive mortgage feature, it is not always the best option. Before ... more...

Introductory Offer Versus Lifetime Low
What is an introductory offer?When you take out a mortgage or move your mortgage, your proposed lender may offer you an introductory home mortgage rate. Introductory offers are normally in the form of a reduced interest rate; the most common form is a set percentage below the standard interest rate ... more...

Mortgage Loans Explained In Plain English
With the many different kinds of mortgage loans out there, choosing the right one for your needs can be a difficult task. The following points will help you understand the pros and cons of the different types of mortgage loans available to you.What are the main types of mortgage loans?There are two ... more...

Refinance Mortgage - The Most Effective Option For Consolidating Bills
Have you ever wondered what exactly is the benefit with refinancing your mortgage? This informative article can give you an insight into everything you've ever wanted to know about refinance mortgage and how you too can consolidate your monthly bills.There are several reasons why a refinance ... more...

Guide to Interest Only Mortgages
Here is a useful guide to interest only mortgages. An interest only mortgage is one where your regular payments only go to pay off the interest on the money you borrow. You will invest to pay off the capital sum at the end of the mortgage term.An interest only mortgage means your monthly payments ... more...

ARM Adjustable Rate Mortgages
Traditionally, homebuyers could look to two forms of mortgages fixed rate and adjustable mortgages. While there are now many more options, this article takes a look at the adjustable rate mortgage.What is an ARM Loan?An adjustable rate mortgage [ARM] is a basic mortgage with one important ... more...

Everything You Need to Know About a Negative Amortization Mortgage
Most Property Owners are conditioned to believe that a Negative Amortization Mortgage is a Bad thing. Before you get that next mortgage shouldn't you get the facts so you can decide for yourself what is best.The First Question many people have is what is a negative Amortization Mortgage. A ... more...

California Mortgage Brokers
A Mortgage is a long-term loan for a large amount, commonly taken for a property or a house. It is a kind of home loan except that it is termed for longer. Mortgages are available through a bank, private lenders, or property sellers. Unlike personal and home loans provided by banks and financial ... more...