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HUD and Yield Spread Premiums
October 3, 2001 The recent decision of the US 11th Circuit Court of Appeals in the case of Culpepper vs Irwin has suddenly swung the spotlight on HUD policy regarding yield spread premiums (YSPs) retained by mortgage brokers.  To this date, HUD has been impotent in dealing ... more...

Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

california deeds of trust related definitions

Deed of Trust
Deed Of Trust In many states, this document is used in place of a mortgage to secure the payment of a note. Used in many states in lieu of a mortgage to secure the payment of a note. In a deed of trust there are three ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Livingston California Real Estate
Livingston California Real Estate Livingston, California, is located in Merced County, 11 miles SE of Turlock, California and 63 miles E of San Jose, California. Livingston has a population of 10,473. Livingston Homes Livingston properties pool is 2,416 residential properties including ... more...

Newark California Real Estate
Newark California Real Estate Newark, California, is located in Alameda County, 2 miles W of Fremont, California and 17 miles NW of San Jose, California. Newark has a population of 42,471. Newark Homes Newark properties pool is 12,992 residential properties including Newark new homes. ... more...

Anderson California Real Estate
Anderson California Real Estate Anderson, California, is located in Shasta County, 9 miles S of Redding, California and 186 miles N of San Francisco, California. Anderson has a population of 9,022. Anderson Homes Anderson properties pool is 3,349 residential properties including Anderson ... more...

Seaside California Real Estate
Seaside California Real Estate Seaside, California, is located in Monterey County, 11 miles SW of Salinas, California and 48 miles S of San Jose, California. Seaside has a population of 31,696. Seaside Homes Seaside properties pool is 9,841 residential properties including Seaside new ... more...

Oakdale California Real Estate
Oakdale California Real Estate Oakdale, California, is located in Stanislaus County, 11 miles NE of Modesto, California and 65 miles NE of San Jose, California. Oakdale has a population of 15,503. Oakdale Homes Oakdale properties pool is 5,656 residential properties including Oakdale new ... more...

Ojai California Real Estate
Ojai California Real Estate Ojai, California, is located in Ventura County, 17 miles N of Oxnard, California and 61 miles NW of Los Angeles, California. Ojai has a population of 7,862. Ojai Homes Ojai properties pool is 3,048 residential properties including Ojai new homes. Median age of ... more...

Lemoore California Real Estate
Lemoore California Real Estate Lemoore, California, is located in Kings County, 29 miles W of Visalia, California and 133 miles SE of San Jose, California. Lemoore has a population of 19,712. Lemoore Homes Lemoore properties pool is 6,453 residential properties including Lemoore new homes ... more...

Kingsburg California Real Estate
Kingsburg California Real Estate Kingsburg, California, is located in Fresno County, 19 miles NW of Visalia, California and 139 miles SE of San Jose, California. Kingsburg has a population of 9,199. Kingsburg Homes Kingsburg properties pool is 3,217 residential properties including ... more...

Coalinga California Real Estate
Coalinga California Real Estate Coalinga, California, is located in Fresno County, 51 miles SW of Fresno, California and 115 miles SE of San Jose, California. Coalinga has a population of 11,668. Coalinga Homes Coalinga properties pool is 3,500 residential properties including Coalinga ... more...

Waterford California Real Estate
Waterford California Real Estate Waterford, California, is located in Stanislaus County, 12 miles NE of Turlock, California and 66 miles E of San Jose, California. Waterford has a population of 6,924. Waterford Homes Waterford properties pool is 1,993 residential properties including ... more...

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