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HUD and Yield Spread Premiums
October 3, 2001 The recent decision of the US 11th Circuit Court of Appeals in the case of Culpepper vs Irwin has suddenly swung the spotlight on HUD policy regarding yield spread premiums (YSPs) retained by mortgage brokers.  To this date, HUD has been impotent in dealing ... more...

Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

california deeds of trust related definitions

Deed of Trust
Deed Of Trust In many states, this document is used in place of a mortgage to secure the payment of a note. Used in many states in lieu of a mortgage to secure the payment of a note. In a deed of trust there are three ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Sonoma California Real Estate
Sonoma California Real Estate Sonoma, California, is located in Sonoma County, 8 miles E of Petaluma, California and 36 miles N of San Francisco, California. Sonoma has a population of 9,128. Sonoma Homes Sonoma properties pool is 4,332 residential properties including Sonoma new homes. ... more...

Gonzales California Real Estate
Gonzales California Real Estate Gonzales, California, is located in Monterey County, 16 miles SE of Salinas, California and 60 miles SE of San Jose, California. Gonzales has a population of 7,525. Gonzales Homes Gonzales properties pool is 1,704 residential properties including Gonzales ... more...

Lincoln California Real Estate
Lincoln California Real Estate Lincoln, California, is located in Placer County, 11 miles N of Roseville, California and 100 miles NE of San Francisco, California. Lincoln has a population of 11,205. Lincoln Homes Lincoln properties pool is 3,846 residential properties including Lincoln ... more...

Tulare California Real Estate
Tulare California Real Estate Tulare, California, is located in Tulare County, 8 miles S of Visalia, California and 159 miles SE of San Jose, California. Tulare has a population of 43,994. Tulare Homes Tulare properties pool is 13,514 residential properties including Tulare new homes. ... more...

Reedley California Real Estate
Reedley California Real Estate Reedley, California, is located in Fresno County, 19 miles SE of Clovis, California and 143 miles E of San Jose, California. Reedley has a population of 20,756. Reedley Homes Reedley properties pool is 5,774 residential properties including Reedley new homes ... more...

Emeryville California Real Estate
Emeryville California Real Estate Emeryville, California, is located in Alameda County, 2 miles S of Berkeley, California and 8 miles NE of San Francisco, California. Emeryville has a population of 6,882. Emeryville Homes Emeryville properties pool is 3,975 residential properties ... more...

Tehachapi California Real Estate
Tehachapi California Real Estate Tehachapi, California, is located in Kern County, 34 miles SE of Bakersfield, California and 76 miles N of Los Angeles, California. Tehachapi has a population of 10,957. Tehachapi Homes Tehachapi properties pool is 2,539 residential properties including ... more...

Winters California Real Estate
Winters California Real Estate Winters, California, is located in Yolo County, 12 miles N of Vacaville, California and 57 miles NE of San Francisco, California. Winters has a population of 6,125. Winters Homes Winters properties pool is 1,926 residential properties including Winters new ... more...

Norco California Real Estate
Norco California Real Estate Norco, California, is located in Riverside County, 4 miles N of Corona, California and 43 miles E of Los Angeles, California. Norco has a population of 24,157. Norco Homes Norco properties pool is 6,071 residential properties including Norco new homes. Median ... more...

Arcata California Real Estate
Arcata California Real Estate Arcata, California, is located in Humboldt County, 91 miles W of Redding, California and 233 miles NW of San Francisco, California. Arcata has a population of 16,651. Arcata Homes Arcata properties pool is 7,066 residential properties including Arcata new ... more...

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