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Lies Mortgage Shoppers Hear
    December 2, 2002, Revised July 16, 2004 "I am about to shop the market for the mortgage I need to finance my home purchase.  Is there a danger that people won?t tell me the truth?  Any lies I should look out for in particular ... more...

Tutorial on Selecting Mortgage Features
Planning to shop for a mortgage on-line? You need to answer the following questions first, so you know exactly what you are shopping for.      1. What Type of Mortgage Should I Select? 2. Which Mortgage Options Should I Select? 3. How Long a Term Should I Take? 4. ... more...

calculate finance charge related definitions

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

Origination Fee
Origination Fee Charge by a lender or broker connected with originating a loan; charged to prepare loan documents, make credit checks, inspect and sometimes appraise a property; usually computed as a percentage of the value of the loan. Loan origination fee usually ... more...

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Get Free calculate finance charge Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Winning The Credit-Card & Bills Game
Some banks are eliminating the standard 25 or 30-day grace period within which you may pay your bill within being charged interest. This is the normal grace period before interest kicks in. But this is slowly changing. For example, some banks are offering extremely low fixed rates, but without a ... more...

Bad Credit Car Loans - Things You Should Know Before You Apply
If you are seeking a car loan and you have credit problems you are probably seeing that bad credit can make getting a loan difficult. However, getting a car loan with bad credit is much easier than getting approved for a credit card with bad credit.Lenders are much more likely to approve you for a ... more...

Reverse Mortgages Learn The Facts First!
Reverse Mortgages, Most Common Features:Many offer special appeal to older adults because the loan advances, which are not taxable, generally do not affect Social Security or Medicare benefits.Depending on the plan, reverse mortgages generally allow homeowners to retain title to their homes until ... more...

Payday Loan Company - Compare Payday Loan Companies To Get The Lowest Rate
Payday loan companies vary in the rates they charge customers. You can find low rates by comparing the offers of payday loan companies. The annual percentage rate (APR) is an easy tool to find who has the best deal. You also want to take a look at payment plans to make sure you dont get taken in by ... more...

Finding a Secured Loan to Meet Your Needs
If you're in the market for a loan, you might want to consider looking into getting a secured loan.A secured loan is one that uses some piece of physical property, known as collateral, to provide security to the lender and guarantee that the loan will be repaid.There are several different types of ... more...

How to Find a Quick Loan
If you're looking for a quick loan and don't know where you should start, you're in luck. There are several different types of lenders available today from which you might be able to get a quick loan ranging from traditional banks to finance companies, and even online lenders.Getting a quick loan ... more...

Credit and Its Cost
What is Credit? Credit is money granted by a lender (or creditor) to a debtor (or borrower) whereby the lender defers receiving payment of the debt for a period. In exchange for the credit allowed, the lender will get back the money lent plus interest. The borrower has use of the money immediately, ... more...

Investment Real Estate -- A New Twist: Be the Bank, Not the Landlord, and Get Rich Without the Work!
I was a landlord for a decade, and I believe I probably lost a year of life for each year I tried to maintain 26 properties. I learned the hard way that the most efficient way to make money in investment real estate is to create a mortgage note and be the bank not the landlord.In other words, you ... more...

Financial Dose for Business
The goals of businesses have undergone much evolution from the times when entrepreneurs were content with anything that they received above the capital invested. Businesses now want to expand their reach globally, riding on the wave of technology.Nevertheless, technology does not come cheap. A huge ... more...

Wedding Loans Because Wedding May Be Made In Heaven But They Are Certainly Not Made For Free
Wedding loans because wedding may be made in heaven but they are certainly not made for free.The one day that encompasses the glamour, the thrill, the dreams, the nervousness, the apprehension, the happiness and the most profound feelings of your life is the wedding day. Everything is special from ... more...

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