What is a Student Loan?
Not everyone is aware of what is a student loan? Student loans, as the name implies, are available to students who require help with living costs while studying.Student loans are part of the government's financial support package for degree only students embarking on a course of higher education. ...
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Bad Credit Home Mortgage Refinance Should You Refinance
A bad credit home mortgage refinance is possible for people with previous credit problems. The interest rates will not be as low as those for consumers with good credit but you can still end up saving in the end.There are several questions you should ask yourself when considering a home mortgage ...
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Bad Credit Home Mortgage Refinance - Should You Refinance
A bad credit home mortgage refinance is possible for people with previous credit problems. The interest rates will not be as low as those for consumers with good credit but you can still end up saving in the end.There are several questions you should ask yourself when considering a home mortgage ...
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Personal Finance
Personal finance is not an issue you should be forced to face when in a crisis like so many people end up doing. Your personal finances are vital for your life, security and prosperity. Face it and don't hide your financial issues under the rug. Learn and practice personal budgeting. Create your ...
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Low Interest Credit Cards
Just about every credit card ad you read touts its wares as "low interest credit cards." To determine whether this is accurate or not, you're going to have to look past the headline and into the fine print for the details. Here is some basic interest rate information to help you determine if that ...
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The Philosopher's Stone
If you know how to spend less than you get, you have the philosophers stone Benjamin FranklinOk, so how do you do it? It seems like any time I try to spend less, a new expense comes charging (so to speak) through the door. Here are a few suggestions Ive gathered:1. Robert Kiyosaki, investor, ...
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Mortgages for Dummies: Interest Rate Basics
The interest rate you pay for your mortgage is derived from a number of factors. Economic factors determine interest rates in general; mortgage lenders discount or mark up the rates they charge depending on their individual markets and customers. Economic factors such as inflation are out of your ...
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Buying a House? How Much Home Can You Afford?
Maybe youve heard the expert advice that your debt to income ratio shouldnt be more than 36 percent of your total income. But do you truly know what that means, and how lenders will look at your financial history in order to decide whether or not to extend you a mortgage? If you need help ...
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Building a Home Addition
Besides providing your home with more living space, a home addition can be a terrific investment. However, before embarking on such a project the homeowner should first consider several important items. These items include: home market values in the neighborhood, financing, size and scale of ...
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Home Mortgage Loan Refinance - Refinancing a Fixed Rate Mortgage
Refinancing a fixed rate mortgage is usually only suggested when interest rates fall, but you can also save money by changing your loan terms. You can also pull out part of your equity to pay bills or renovate.Lower Interest RatesIn general when interest rates are at least 1% lower than your ...
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