Avoid the Three Biggest Financial Pitfalls
For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit car interest, and short-term loans. Any and all of these can drain a person's or family's coffers of much needed funds. At best, they create opportunity costs, i.e., money spent on them ... more...

Home Buying? Check out Your Home Loan Options First!
If you are a first time buyer you may wish to do a bit of checking before you just get a home loan. With a little bit of research, you may find out that you can save several thousands of dollars according to the mortgage loan you choose.There are many different types of loans for you to choose from ... more...

Cold Feet!
Dear fellow Realtors, if there is a gratuitous piece of advice I can offer it is never to tell a Buyer with 'cold feet' that he needs not worry because it is not his money. I did it once and the result was catastrophic. 'Cold feet' is that special mental state by and through which someone - ... more...

First Time Buyer Mortgage Key to your First Home
Living in a rented apartment since long. Ever thought of the disadvantages of staying as a tenant. Besides losing your freedom to the whims and fancy of the landlord, your hard earned money is going down the drains. Of course, to nourish the landlords finances; such that he is planning to buy a new ... more...

Why Should I Even Bother to Buy Life Insurance?
Numerous economic experts believe life insurance to be the basis of sound economic planning. It is in general a cost-effective way to take care about your loved ones after you are departed. It can be an important instrument in many ways.Income substituteFor the majority of people, their main ... more...

California Mortgage Brokers and Lenders - Using Online Services
Those purchasing a home for the first time may be unfamiliar with tips and techniques for selection a good mortgage lender or broker. If buying a home, choosing the right broker makes a big difference. You have the option of completing a loan application with individual lenders, or opting ... more...

Women Bodybuilding For Beginners
With the current craze of the Atkins diet women are finding success fitting into clothes that they couldnt fit into for a while. Without a doubt the Atkins diet works. Unfortunately the diet doesnt help muscle tone or the cardiovascular system. Now with the fat that was covering the underlying ... more...

Buying a New Home - How to Get Pre-qualified for a Home Loan
If you are hoping to speed up the home buying process, you may consider getting pre-qualified for your home loan. With a pre-qualification letter in hand, real estate agents and sellers will take you more seriously. Furthermore, sellers may readily accept your offer over another bidder because ... more...

Affording a Home
Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.Although buying a new home may seem like an American Dream or romantic venture, the reality is ... more...