Where to Look for the Cheapest Homeowner Loan
When you're borrowing money against your house or the equity that you've built up in it over the years, it goes without saying that you're going to want to find the cheapest homeowner loan that you can so that you don't pay an ungodly amount in interest over the course of repayment.Unfortunately, ... more...

125% Home Equity Loans
Home equity loans are second mortgages and involve borrowing money against a home's equity. In most cases, homeowners obtain loans that correspond with their home's equity. However, it is possible to acquire a second mortgage for more than a home's worth.What is the 125% Home Equity Loan?The 125% ... more...

Business Loan Uses
Ever heard the saying, It takes Money to make Money? The principle of borrowing money from banks and other credit agencies to make money has been a relatively basic assumption since early trade days. Existing business owners may want to expand their business, buy more inventory, or even hire more ... more...

Credit Score - Reporting Your Financial Health
Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to give you credit or not. Credit score is a powerful tool, if you what it is. Credit score is a three digit number which is consequential enough to ... more...

Credit Reports
Credit reports are, quite simply, electronic records of your credit activities. These activities can range from borrowing money to buy a car to applying for a loan or credit card or missing payments on loans you have taken. The report is generated so that potential lenders can see how you use ... more...

What Is Credit and How Does It Work?
Credit is a prettier word for debt. When you obtain credit you are borrowing money, or getting the right to access money (like a credit card, for example), and you agree to pay back the person or company that loaned you that money. In these type transactions, you are the "borrower" or "debtor" and ... more...

Types of Home Equity Loans
Home equity loans are a way of using the money that you've invested in your mortgage by borrowing against it. Essentially, a home equity loan is a 'second mortgage' - a loan secured by your property. If you don't make good on your payments, the lending company or bank can force the sale of your ... more...

Different Ways to Borrow Money
There are many different ways to borrow money. Outlined below is a useful guide to some of most common ways of borrowing money.LoansThere are many loan companies offering to lend you money. They will check your credit worthiness and may offer you a secured loan or an unsecured loan.A secured loan ... more...

A Brief History of Loans
No one can say for certain where the history of loans began it's likely that people have been practicing lending and borrowing for as long as there has been a concept of ownership.The history of loans can be documented at least several thousand years back; forms of lending were evident in ancient ... more...