Second Mortgages and Bad Credit
Nearly anyone can get a second mortgage. Gaining approval for a second mortgage is more difficult than getting a first mortgage, but is usually possible, but it is much more difficult for people with bad credit to be approved for a second mortgage. Bad credit occurs when someone has CCJs ... more...

Just What is a Broker?
In most circumstances a broker is a third party to an agreement to purchase a commodity, the item being bought and sold is neither owned nor controlled by the broker who simply acts as an intermediary and is normally paid on completion of an agreement. Brokers who also act as sellers or as buyers ... more...

A New Choice for Home Financing: Correspondent Lenders
When you begin your search for a new home loan, one of the first things to consider is where you'll get the money. Your basic choices will be mortgage brokers and banks.Your first instinct may be to go with your local bank, who you know from doing business with them for other things, such as your ... more...

New Home Loan - Understand The Various Types Of Mortgage Lenders
So, youve decided to buy a house, and youre ready for that all important next stepapplying for a mortgage loan. But where should you go? After all, the mortgage business is complex, and youve realized quickly that your choices for lenders are immense. Heres a quick guide to help you understand all ... more...

Mortgage Information - Refinancing? Second Mortgage? Home Equity Loan? Understand The Basics
A mortgage is usually the biggest purchase that an individual makes, and because of that, many people tend to get nervous during the process. But wouldnt it make things easier if you felt that you had a handle on the processor at least the terminology? After all, in order to get the best deal on ... more...

Home Buying Process - Pointers
Before you rush out to purchase a home, there a few tips that might help you get a great deal on the home of your dreams. First, before anything else, it would be in your best interests to talk with a lending company and receive a pre-qualification letter. This letter will let you know exactly what ... more...

Sub-Prime Mortgage Loans - Things You Should Know About Sub-Prime Mortgages
Sub-prime mortgages are not that much different from average mortgages. They have interest rates, points, and fees. They can be compared online, and they have seasonal trends. The only real difference is that as a borrower with a less than stellar credit record, you will have to pay a slightly ... more...

California Refinance Mortgage Loans Comparing Loan Quotes
California real estate prices have jumped so much in recent years that refinancing mortgages has increased potential savings. With higher equity ratios, you can cash out part of your equity at favorable rates. But dont limit your lender search just to in-state lenders. Look to online ... more...

Real Estate Investing Foreclosures
First thing I would suggest regarding foreclosures learn as much as you can on this subject. Foreclosures are considered to be very complex type of real estate investing. Second important thing for the real estate investor is - study the local market. Be sure and follow up to see what the ... more...