Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, they are very different and it is important to understand both before making a decision as to which is best for you.Credit counseling is a program designed to help those who are in a state of debt and cannot ... more...

The Five Most Popular Questions About Bankruptcy
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law, all actions against a debtor must cease once bankruptcy documents are filed. Creditors cannot initiate or continue any lawsuits, wage garnishees, or even telephone calls demanding payments. Secured creditors such as banks holding, ... more...

Bankruptcy Explained
Whether or not we want it to or mean it to, often times our debt can become out of hand, to the point that we can no longer control it. It does not occur because we expect it, it occurs because we live in an age where credit is everything. In fact, many people do not even accept cash for a variety ... more...

Mortgage Loans After Bankruptcy - How to Rebuild Credit Following a Bankruptcy
While bankruptcy remains on your credit for up to ten years, and may result in a higher interest rate on auto loans and credit cards, filing for bankruptcy will not prevent you from receiving a home loan. Fortunately, there are ways to obtain a mortgage after bankruptcy. Here are a few tips that ... more...

Bankruptcy and Buying a Home Can You Still Get Approved?
Can you still get approved for a mortgage loan after a bankruptcy? The answer is yes. While a bankruptcy is a negative reflection of your credit worthiness, the key to re-establishing or improving credit history is obtaining new lines of credit after a bankruptcy. Thus, several lenders are willing ... more...

Proven Alternatives To Filing Bankruptcy
Bankruptcy can be devastating both economically and emotionally. Extensive damage to your credit and long-term economic issues from bankruptcy will cause many problems in the years to come and it is far better to explore other alternatives before making the decision to file for personal bankruptcy ... more...

How To Avoid Bankruptcy & Get Out Of Debt Faster Using Debt Negotiation!
Has credit card debt got you thinking about bankruptcy?Youre not the only one these days. Even with the new bankruptcy laws, credit card debt continues to climb. Unfortunately for most of us, our paychecks dont climb as quickly.If youre on the verge of bankruptcy, you may have another alternative ... more...

Refinancing After Bankruptcy - Is Refinancing Your Home a Good Idea?
Refinancing your home after a bankruptcy is similar to purchasing a new home. A refinance creates a new mortgage to replace the existing mortgage. Thus, you are required to complete loan applications and pay closing costs and other fees. Some believe that obtaining credit following a bankruptcy is ... more...

Refinancing After Bankruptcy Is Refinancing Your Home a Good Idea?
Refinancing your home after a bankruptcy is similar to purchasing a new home. A refinance creates a new mortgage to replace the existing mortgage. Thus, you are required to complete loan applications and pay closing costs and other fees. Some believe that obtaining credit following a bankruptcy is ... more...