Bad is the Opposite of Good... Is It? Not with Bad Debt Personal Loans
Bad means bad no matter where you go! It is cumbersome and heavy, a threat and negative. So, you are taking this burden of bad debt every time you make a loan application for personal loans. It cant be translated into something good and certainly not the most wanted thing especially when you apply ... more...

Bad Credit Business Loans When Your Credibility Becomes Secondary to Bad Credit
A business stands firm on the ground with the help of funds. Every business man would know that without finances one cant establish or advance a viable business plan. Not everyone is born with the kind of money required for furthering a business plan. Bad credit is so prevalent and this is the ... more...

Bad Credit Loans: Civilizing Bad Debt Condition
Credit runs into our lives and has effect on almost every decision we make. Bad credit runs in our credit application and has effects on every loan we borrow. A recent survey has shown that one fifth of the adult population cannot qualify for regular loans. For such a huge loan borrowing population ... more...

Create An Action Plan To Deal With Your Poor Credit Score
When you receive your credit report and credit score, the first step is deciding where you stand and where your main problems may lie:-Have you defaulted on a loan, failed to pay taxes, or recently been reported to a debt collection agency?-Do you have too much debt?-Too many unpaid bills?-Have you ... more...

Fico Scoring Basics
FICO scoring originated from the Fair Isaac Company. The Fair Isaac Company invented the current credit scoring system that turns all of your credit information into a personal credit score. Today lenders still use this credit scoring system to determine credit risk.The term FICO scoring means, a ... more...

Refinancing Your Home After Bankruptcy - Tips On Finding The Best Lender
While most financial guru's recommend avoiding bankruptcy, some people discover that filing for chapter 7 or chapter 13 is their only alternative. Bankruptcy is extremely damaging to your credit. For the next seven to ten years, you can expect to receive ridiculously high interest rates on homes, ... more...

Top 5 Credit Misconceptions
We have all heard the rumorsfrom neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores. The buck stops here! Phelps Creek Financial Coaching has exposed these urban legends to ... more...

How to Read a TransUnion Credit Report
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit report every 12 months per your request. This means that you are entitled to three free credit reports per year, if you deem ... more...

Debt Elimination and Debt Elimination Services
Debt elimination services can help consumers who have more debt than they can manage look into options of reducing or negating that debt. When searching for debt elimination, consumers should seek an agency that offers debt counseling and guidance based on an individual's unique circumstances. ... more...