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Mortgage Professor about bad credit: 
When Good Credit Marries Bad Credit
November 2, 1998, Revised November 22, 2004 "My fiancee and I are first time buyers and would like to purchase a single family home in New Jersey. He has an outstanding credit report and I have a bad one (collections, ... more...

Are Credit Problems Cured by the Passage of Time?
20 December 2004, revised June 24, 2005 "My credit record is terrible. I have been advised that if I just wait long enough and don't run up any more debts in the meantime, my terrible record will cure itself. Is this true? " It is only partly true. You have to ... more...

bad credit related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Debt To Income Ratio
Debt To Income Ratio The ratio, expressed as a percentage, which results when a borrower's monthly payment obligation on long-term debts is divided by his or her gross monthly income. Equal Credit Act Debt ... more...

More about bad credit

Get Free bad credit Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Payday Loans Available Even ToThose With Bad Credit
Bad credit payday loans may seem like an oxymoron phrase, but the truth is bad credit payday loans are fairly common. You don't need to have good credit or even any credit to quality for bad credit payday loans. The companies that offer bad credit payday loans don't care about your past credit ... more...

Understanding Bad Credit Debt Consolidation
As long as the credit report is free of any discrepancies and presents a perfect credit history, you are a favourite with the loan providers. Loans are approved within no time. Loan providers are ready to provide more than what is desired. The picture changes as soon as the first default is ... more...

Secured Loan for People with Bad Credit History
Are you facing problem getting a loan, just because you have a bad credit history? If yes, then there is good news for you. Now you can avail a loan specially designed for people like you, popularly known as Bad Credit Secured Loan.A Bad Credit Secured Loan is defined as a secured loan for people ... more...

Bad Credit Loans A Benediction In Disguise
Everybody has a bad phase where finances are not easy. Everyone makes mistakes while managing their finances. Some prove more costly than others. This does not mean that people should be deprived of essential things. Bad credit loans offer solutions to people who have been declined credit because ... more...

A Consumer's Guide to Getting a Bad Credit Loan
Here is a useful guide to getting a bad credit loan. If you're like countless others, then you may be struggling to get a bad credit loan. You may not know where to turn, or what options are available or even what bad credit actually means or how it's determined. Below are tips on how to deal with ... more...

Bad Credit Loans For You
Loans are now the requirement of everybody not only people with good credit history but also people with bad credit history as well. People like to go in for loans because either the cause is too expensive for them or the amount is minimal and the borrowers do not want to put in their savings and ... more...

Bad Debt Personal Loans: to Escape the Financial Whirlpool Called Bad Credit
So, you were caught in unaware with bad debt. It happens. No, no, you havent caught the bad debt disorder yet. There are bright chances that you wont need any specific action to deal with bad debt. Bad debt personal loans will take care of that.The phrase bad debt personal loans is self explanatory ... more...

Be Careful With Loans For Bad Credit
If you're saddled with debt or find yourself in an emergency situation where you need cash urgently, it is possible to get loans for bad credit. Loans for bad credit will not ostracize you for bad or zero credit. Loans for bad credit will get the ball rolling immediately, sometimes too fast.How ... more...

Bad Credit Mortgage Company - Recognizing Mortgage Lender Scams
Mortgage lenders recognize the value of owning a home. Because some people will not easily qualify for a home loan, several lenders have begun offering home loans to tailor a variety of needs. For this matter, bad credit mortgage lenders have gained widespread popularity. The majority of bad credit ... more...

You Can Get A Bad Credit Mortgage
Recently, my significant other and I decided to buy our first home. We were unaware of the fact that we had bad credit until we sat down with a mortgage lender who told us our credit scores were terrible. He suggested a bad credit mortgage.There are lots of causes to bad credit. One of the biggest ... more...

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