Divining Your Life Path Number
The Life Path is determined by the sum that is arrived at after reducing your birth date by adding digits together. This number represents the traits and talents that you were born with and the probable journey you will take during your lifetime. In a way it represents what path you will take ... more...

Guide to Interest Only Mortgages
Here is a useful guide to interest only mortgages. An interest only mortgage is one where your regular payments only go to pay off the interest on the money you borrow. You will invest to pay off the capital sum at the end of the mortgage term.An interest only mortgage means your monthly payments ... more...

Mortgage Loans - LTV (Lending Risk Ratio)
When buying your home, it is imperative to have as much money as possible for your down payment. Not only should you save for your down payment, but also tap your personal savings, any stocks, bonds and real estate, and gather your family gifts. Customarily, lenders require a down payment of at ... more...

3 Strategies For Buying Property With No Money Down
Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work?There are several "classic" methods commonly used to purchase real estate with no money down. There are an infinite variety of situations in a real estate ... more...

Switching Careers - 7 Key Steps
Are you thinking about switching careers? If you are, you're not alone. Most Americans switch careers three times in their lifetime. Nevertheless, switching careers is scary. And it's especially paralyzing the older you get. But making a career switch is very possible and much more common than ... more...

When Your Parent Becomes Your Child: A Personal Love Story (Part 2)
I consider myself a reliable source in care giving, one who understands the decline of the body and mind from month to month. I, unfortunately, lost both of my parents to Alzheimers disease. As the main caregiver for them, a part of my heart and soul was forever taken from me; a part I will ... more...

Financial Planner: Essential Funds
Setting goals for retirement initializes the need for financial planning for most adults. However, retirement is not the only reason you need to set aside funds for the future. Throughout life, there are necessary reasons to have funds set back and waiting, as well as investments that continually ... more...

What to Consider Before Leasing a Car
Some people choose to lease a car rather than buying one outright. Here are some useful tips on what to consider before leasing a car:The most important thing to remember is that you do not own the vehicle. You get to use it but must return it at the end of the lease unless you choose to buy it ... more...

A Look at Steel Building Kits
Steel building kits are a comprehensive set of all the parts required to assemble a steel building. They contain everything right from pre-drilled holes to the bolts for joining the individual components together. These components are designed using advanced technologies, with astounding accuracy. ... more...