Real Estate Problem Solver
IntroductionThere are many areas one can invest in. Since I was 15 years old I have looked for the fastest, most effective way to accumulate a lot of wealth, with the least amount of risk. I am now 58. While looking for this road to truth, I spent a lot of time in the school of hard knocks. The ... more...

Refinancing vs Line of Credit
Refinancing vs line of credit are two popular options you have when deciding the best way to take equity out of your home. Sometimes it makes sense to establish a line of credit. But in other situations it's better to get a cash back refinance mortgage loan.You can find out which loan is best for ... more...

Reducing Debt Before It's Too Late - How to Avoid the Pitfalls of Creeping Debt
Reducing debt usually isn't a high priority for people until they have already gotten into trouble with overspending. Using a few basic guidelines, and debt calculations, can help you see when your debt load is getting into the danger zone.Budgeting GuidelinesCreditors use budgeting guidelines when ... more...

Look at Me [completion of Chapter Two]
John Nobel [On down to New Orleans1925]Niggers singing and dancing on the wooded raft, must had drifted down the Ohio to the Mississippi, must be at least twenty of them, said John to himself, out loud. There were also some Negro babies he observed, women, and a few half breads, on the raft.It was ... more...

Paying Rent or Pay a Mortgage? Here AreThe Benefits You Have With A Mortgage!
This is what a mortgage can do for you!AND Why you shouldn't get hung up on the interest rate!Let me show you the bottom line or the total dollar amount you will pay when paying a mortgage and paying rent and what the benefits of a mortgage are:Let's say John bought a home and has a $75,000 ... more...

Information in the Next Five Years
Impact of Radio Frequency Identification TechnologyThe Environment consist of the all elements that are outside the system under consideration, and which it must take as given .The environment also include all the external impositions and constraints other than those imposed by the ownership.The ... more...

Curse of the Abyss Worm [Chapters 21 & 22]
21The Mirror and the Ring1930FallCuriosity, Sally woke up as she rolled out of bed, walking to the main room in the hotel suite. The old gentleman [Thomas] was having coffee by himself sitting at the dinning room table. She looked out the window at Rice Park; it was a small park to say the ... more...

Material Girl
Direct Answers - Column for the week of December 16, 2002I recently went on a date with this guy I met online. We had been emailing for a few weeks before we decided to go out together.We met at a restaurant, and he brought me a huge vase of flowers. He was sweet, polite and gentlemanly toward me ... more...

What to Do After You've Lost The "Big One"
Okay, so youve lost the big one - the deal that was supposed to put you over the top. The one that was supposed to catapult your career to a new level, separate you from your peers, assure that you got that promotion or maybe even pay off your mortgage. Now what?When the rug gets pulled out from ... more...