Refinancing Costs - What to Expect
Refinancing your current mortgage is a wise financial decision if you can recoup the costs of a refi. An average refinancing deal, you can expect to pay between two and six percent of the loan amount if fees and points. On average if you can lower your interest rate by two points, then you will ... more...

Which Credit Card To Apply For? - Tips To Help You Choose
So many different choices for credit cards: 0% APR credit cards, travel rewards credit cards, 0% balance transfer credit cards, and cash back credit cards. Selecting the right card for the way you use your credit card can mean a big difference in your pocketbook. Use this quick guide to help you ... more...

Do You Want to Get a New Credit Card at a Great Rate?
1) Do your homework. Applying for and getting approved for a credit card is nothing more than legwork. Credit card contracts can sometimes contain onerous terms that might make you sorry that you signed up for the new card that you did. Read the fine print carefully. If a deal looks to good to be ... more...

What a Commercial Mortgage Broker Must Do at Closing
Your role in this process is that of a bridegroom at a wedding: stay out of the way, be on time, and keep your mouth shut. Tom C. Korologos, U.S. Ambassador to Belgium, describing the advice he gives to presidential nominees. Quoted in the New York Times, September 4, 2005.A commercial mortgage ... more...

Getting Your First Home Loan: What Should You Do?
For people who are buying a house for the first time, often the biggest obstacle is credit. They simply wont have made that big of a purchase before - buying a home is a big thing, and if you havent improved your credit beforehand, you can end up with a much higher interest rate that costs a lot ... more...

Build a Screenplay from the Ground Up
Use the Hero's JourneyThe Hero's Journey is the template upon which the vast majority of successful stories and Hollywood blockbusters are based upon understanding this template is a priority for story or screenwriters.The Hero's Journey: Attempts to tap into unconscious expectations the audience ... more...

Credit Card Reward Programs: Getting The Most Out Of Your Credit Cards
Credit cards can earn you cash, airline miles, or rewards. To get the most out of your credit card company, you have to choose the right program and use your card often.Pick The Right ProgramDo you want a free trip to Hawaii or cash at the end of the year? Credit card companies offer a variety of ... more...

Be Prepared to Pay Closing Costs
It can be so hard to save the money for a down payment, then you realize that you'll need to pay closing costs as well. It can be a stressful feeling, wondering if you are going to have enough cash at closing.You will receive a Good Faith Estimate of the closing costs within three days of applying ... more...

Do You Have a Debt Consolidation Plan?
Have your debts become unmanageable and to the point of just plain confusing, to where you do not know when, for how much, and what you are being charged with each of your debts? The solution to your problem is clear and it comes in the form of Debt Consolidation. There are a variety of different ... more...