Budgeting -- The Critical Flaw That Causes Most Budgets to Fail
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. Then we give up ... more...

Bankruptcy - 5 Ways to Avoid Bankruptcy
What you are about to read may stop you making the biggest mistake of your financial life.In today's debt ridden society many people are in severe financial difficulties, often for reasons outside their control. Bankruptcy for many, is the last step in a long road of financial pressures but many ... more...

What Will I Do When I Grow Up? Says The 45 Year Old Woman
I have always rather envied those people who have a burning vocation; they knew the career they wanted to follow and went for it. If, like me, you have never really known what you want to do, the years fly past and you still have to earn a living. But doing what?I did well at school and it ... more...

How to Save Money
Do you want to know how to save money? There are many ways to save money, some are quite obvious and some not so. One of the most successful ways to save money is to shop around. It cost nothing but time and yet people often ignore this option. They prefer to take the easy option and end up ... more...

The Death of Reciprocal Links
The last series of Google updates that started at the end of October has shown that Google is once more again a big step ahead of many webmasters and SEO Bounty Hunters. It seems like this time reciprocal links have been stamped as less valuable or maybe even worthless to Google.Our observations ... more...

Fees Paid To Brokers By Mortgage Lenders Are Far Too High
Procuration fees paid by some sub-prime lenders are too high.Fact.There can be no justification for some of the fees paid by lenders. Proc fees of 2.75%-plus are simply deplorable when it is clients who will ultimately pay the price through an extra loading on the interest rate they pay, be it at ... more...

The Dragons
I hope to provide a starting point for the serious scholar interested in the all important Chanes of Central America and convince researchers to look into the Egyptian dragons (crocodiles) and Chinese as well. I suspect the Li or Lee family of Merovingians has some connection to the Nestorian and ... more...

Getting the Most Out of Consolidation Loans UK
Before letting too much debt or too many payments get the better of you, consider applying for consolidation loans UK.If you're wondering what they are, consolidation loans UK are loans that are designed to consolidate debts of various kinds paying them off with the amount of the loan, leaving the ... more...

The Three Factors of Credit-Worthiness
Between the Internet, well-meaning family and friends, and know-it-all articles in the print media, it's hard to know where the facts end and the nonsense begins. Facts are everywhere, but so are urban legends, hidden agendas, and opinions posing as truth. Fact or fallacy - it can be devilishly ... more...