The Right Home Loan - Floating or Fixed Rate Loan
Choosing a home loan has never been tougher. Yes, with all these cheap interest rates floating around, you as a customer are faced with a happy predicament. The banker finally seems to be your friend. He calls you in the morning, day and evening. He remembers your name and offers you the best deal ... more...

Getting 100% Financing With Bad Credit - Is No Down Payment a Good Idea?
Getting 100% financing with bad credit can get you into a home with little out-of-pocket expense. However, higher rates will make the loan more expensive than financing with a down payment. There are some cases when zero down can be a benefit, especially if you plan to move or refinance soon.The ... more...

Top 10 Things to Consider on Home Loans
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of Loans-Directory.Org:Down-PaymentFixed Versus Adjustable RateAPRLoan TypesLoan Amount Qualification, IncomeLoan Amount Qualification, ExpensesEmployment and Credit ... more...

Home Mortgage Refinancing - Should I Refinance?
Why should I refinance and when does it pay to do so?Refinancing can be worthwhile, but it does not make good financial sense for everyone. A general role of thumb is that refinancing becomes worth your while if the current interest rate on your mortgage is at least 2 percentage points higher than ... more...

Mortgage Loans For People With Poor Credit
There are a plethora of mortgage loan options for people with poor credit. You can choose from zero down to interest only loans. You can also be backed by the government for reduced rates. You can even find traditional loans with relatively rates. Picking the right mortgage loan is really about ... more...

Finding Good Loans for Bad Credit
When looking for loans for bad credit, many people find that the loan offers that they receive are riddled with complex loan terms and excessive interest rates.If you're like most people, you don't want to pay more for loans for bad credit than you absolutely have to and while the interest rates ... more...

Guide To Refinancing Your Mortgage
Refinancing your mortgage can mean great savings for you and your family. Replacing your existing mortgage with a lower interest loan, changing the term of your loan, or even consolidating all your debts into this new loan could save you money, both monthly and over the life of the loan.The rule of ... more...

Residential Mortgage - Finding The Best Home Mortgage Lender
Most people approach the act of getting a home mortgage purchase or refinance loan the wrong way. They timidly approach lenders and cross their fingers that they will quality for that all-important loan. But thats just the opposite of what most people should be doing!There are a lot of lenders out ... more...

Refinancing Your Home Loan? When Should You Refinance Your Home?
If you have a current mortgage and are unhappy with the interest rate or the amount of the monthly payments, it is possible to refinance your home and eliminate your problems. But before you call your lender, there are some questions that you should ask yourself in order to determine whether or ... more...