Making Sense of Mortgage Speak
Applying for a home loan can be overwhelming. You will need to contend with mountains of papers, contracts, documents; and do lots of planning and coordination. Add to that a whole language unique to the mortgage loan process and you have the makings of an experience unlike any other.Agreeing to ...
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Home Mortgages: Up, Up and Away!
Refinance NOWbefore its too lateIf you havent found the time to refinance your existing home mortgage, its time to take actionlike yesterday! Every time Alan Greenspan, Federal Reserve Board Chairman, opens his mouth, you can bet that the federal funds rates will rise by at least a quarter of a ...
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The Seven Deadly Tax Sins: Commonly Missed Deductions
It's that time again, the April 15 tax deadline is looming large. If youre like most people, you havent gathered all of your tax records, let alone filled your return.Before you dig in and get started, take this opportunity to first review a list of a few tax deductions to which you may be entitled ...
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Home Equity Loan Refinancing
If you have lived in your home for more than two years, it has probably appreciated which means that you have built up equity. What is home equity? Home equity is the difference between the value of your home and the amount of all that you owe on your home. If your home has an appraised value of ...
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Understanding Home Loan Refinancing Costs
Because of declining mortgage rates, many homeowners are choosing to
refinance their home loan. If your home was purchased when rates were
much higher, you may benefit from a new mortgage. Although refinancing is
an attractive mortgage feature, it is not always the best option.
Before ...
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From Foreclosure to Forbearance - The Art of Negotiation
As an active real estate investor you probably already know that the most important phase of your investment is when you buy the property. Most of us are getting the bargains in the foreclosure market. You will agree with me that the best time to buy is before the actual foreclosure. This is ...
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Understand Mortgage Lender Responsibilities Before Your Application is Accepted
The mortgage process can be a very involved event. Future home owners often spend days, sometime months shopping lenders, looking at homes, saving for a down payment and deciding exactly how much money he or she can afford on a monthly mortgage payment.Finding and purchasing a home is more than ...
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Mortgage Company Quizzing Here are the Questions You Need to Ask
If you process of finding a mortgage there are three important questions you need answered. Here are the questions you need to quiz your lender on.Mortgages can be the most intimidating aspect of home ownership. As a homeowner it is easy to second guess your decisions; part of choosing the right ...
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Typical Rates & Fees Associated with Business Loans
When acquiring a business loan, one can expect to pay different rates and fees based upon the years the business has been in operation, the owners personal credit history, the businesss credit history, and whether or not the loan is secured or unsecured. If the loans are guaranteed, whether or not ...
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Understanding Workplace Violence and What You Can Do
Women face a greater likelihood of encountering workplace violence than men.Workplace violence victim: Anyone who has been injured, harmed, or who has suffered in some way due to acts of another while on the job or due to job related factors.Victims are not only those who are the direct targets of ...
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