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American Dream Downpayment Initiative
American Dream Downpayment Initiative The American Dream Downpayment Initiative (ADDI) aims to increase the homeownership rate, especially among lower income and minority households. ADDI help first-time homebuyers with downpayment and closing costs. The program assists low-income ... more...

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Business: Where Is America Headed To?, New York Millionaire Wonders
Hello! Happy new year. May you live a long healthy life and prosper.According to a study by US dept. of Health & Human Services, 96% of Americans never achieve financial independence. They end up depending on charity, welfare, family, or are forced to keep working past their retirement age ... more...

Buying a Home with Bad Credit Own a Piece of the American Dream
Owning a home is the ultimate American dream. It is also the best way to build wealth for yourself and for future generations. Having bad credit should not prevent you from owning a piece of the American dream.If you have poor credit - you are not alone. It is estimated that approximately 30 ... more...

The Ins And Outs Of Bad Credit Home Loans
Owning a home is part of the American dream. Its also the biggest purchase that most of us will ever make, and because of that, almost everyone will be borrowing money to do it. Unfortunately, for many people that means a bad credit home loan, and that might be hard to get.Its simple. Imagine going ... more...

Turn That Fixed Rate Mortgage Into A Goldmine
When you purchased your home, you most likely got a fixed interest rate mortgage with a 15 or 30 year term. These are the most popular mortgages in the industry. Even in the summer of 2004, when the interest-only or simple interest mortgage loans became popular, the average American stuck to the ... more...

Doing Dinner: Confessions Of A Radical Mother
I love slow living. It's peaceful, meaningful and downright radical in a go-go world.According to a recent article in (appropriately enough)Time magazine, groups of harried parents across the USA are joining a wave of slow living advocates by doing something really revolutionary--having one ... more...

Bankruptcy Reform: Designed to Protect Big Business
Who will benefit from the new bankruptcy reform laws? The financial services industry and other big business groups, that's who.These groups contributed millions of dollars to elect Bush and other Republican candidates in 2000 and 2004, with the goal of overhauling the bankruptcy system. They and ... more...

Looking for Harvey Weinstein - The Book and the Business
Two Immigrants Live The American DreamSome may call it a purpose driven life yet the only thing religious about life for two middle aged British resident aliens living in Los Angeles is they rise at 5am and are usually asleep by nine.They rack up about a hundred hours between them in their average ... more...

A Simple Step by Step Aproach to Fail Your Way to a Million Dollars
If You want to be Financially Successful you need to Learn to FailAt a Robert Allen Seminar he said the difference between successful people and unsuccessful people (Financially Successful) is that Successful know how to fail. He went own to say that in order to be successful you need to learn to ... more...

Home Loan Confusion Continues
Unfortunately, most Americans still do not understand how home loans work and how to take advantage of the wide array of programs available. The way I see it, people are still confused about mortgages in general and real estate finance, in particular.Just last week, a friend of mine told me he was ... more...

How to Make a lot of Money on Stocks- Easy steps to follow and Real Results
I have been trying to make money on stocks a couple of years and I have found out that if you follow sertan rules you may get the money that you have expected in a less risk than usual.I tried to buy stocks at these rules:-Atleast doubled in value and-Has going up fermly atleast for a 6 month of ... more...

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