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Worksheet of ARM Features
    ARM 1 ARM 2 ARM 3 ARM 4 ARM 5 Type of ARM           Initial Interest ... more...

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American Dream Downpayment Initiative
American Dream Downpayment Initiative The American Dream Downpayment Initiative (ADDI) aims to increase the homeownership rate, especially among lower income and minority households. ADDI help first-time homebuyers with downpayment and closing costs. The program assists low-income ... more...

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

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Get Free american Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

SuperCharged Secret 2, Credit Card Utopia
INTEREST BEWARE, THERES SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This information, when used in ... more...

Still Using Federal Reserve Notes?(How to Beat Inflation)
"My people are destroyed for lack of knowledge." Hosea 4:6 This short article will address the topic of inflation, its causes, the effects thereof, and how to safeguard against it. Do not fall victim to inflation, i.e., the government manipulation of your money. Let me explain. I. What Causes ... more...

Individualistic Sucess Models
In individualistic success models, success is not due to the individuals relationship with his external environment or place in society, but, rather, a matter of individual accomplishment or, in some cases, a measure of his relationship with God. These models had their roots originally in ... more...

Lawsuit Loans - Caveat Emptor!
If you have been injured in an accident it is quite likely that you have been financially stressed as a result, and are in need of an advance against your insurance claim, lawsuit or other legal action. If you are looking for someone to lend you money based on your future settlement, BEWARE! There ... more...

The US Dollar Is Not Weak
In 2004, The USD Was Falling, But the Dollar Was Never Weak!Germany's long term economic policy has been to cultivate a permanent trade surplus by saving more, and consuming less. But there is another side to their trade surplus/high savings rate story. Growth in Germany is 1/3rd that in the US, ... more...

Smokers, Death Benefit Arguments, and Poly-behavioral Addiction
Do Governments Save Money by Watching Smokers Die Prematurely?This was the conclusion of a report, commissioned by Philip Morris, who looked at the cost of smoking in the Czech Republic in 1999. They concluded that tobacco can save a government millions of dollars in health care and pensions ... more...

Pitbulls
Pit Bulls can be termed as America's most-loved as well as most-feared dogs at the same time. American homes have always had pit bulls as worthy affectionate pets, but a series of mauling incidents over the years have created paranoia about this dog breed all over the nation.The term 'Pit Bull' is ... more...

The North American Consumer: An Endangered Species?
Is the North American consumer on his way to extinction? You can all imagine the scene some 50,000 years into the future, when a group of renown paleo-anthropologists begins excavation in a geographical area of the Eastern Seaboard known as ... The Great Wall Street Depression. They are looking for ... more...

A Career in Mortgage Banking
Do you want a rewarding career that will make some descent money? Are you good with numbers? Are you good with paperwork? Do you like anything that has to do with money? If you answered yes, you may be interested in a career in mortgage banking. The best place to get an education on mortgage ... more...

The History of Invoice Factoring
Factoring is one of the oldest business practices known. We know that it was used at least as long ago as the time of the Ancient Roman Empire, when merchants would enlist the help of collectors in order to settle trade debts. The primary reason for factorings long history is that it addresses a ... more...

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