Questions to Ask a Credit Counseling Service about Debt Relief
Debt relief is a topic on a lot of consumers' minds these days, and with good reason. American credit card debt in 2001 was $692 billion, triple the amount from 1989. In that same time period, the average credit card increase for a middle-class family was 75%. The amounts were even higher for ... more...

Soap (Season 2) DVD Review
Nominated for 17 Emmys in its short four-year run, Soap premiered in the Fall of 1977 as one of the most controversial shows in American television history (and all before a single episode ever aired). The show was opposed by many groups who thought its subject matter would be too mature for a ... more...

Negotiating and Sales Skills Are Critical
When I first started getting active in creative real estate, my skill set at negotiating was very weak. I had done the telemarketing thing for American Express as a financial planner and had studied and learned a few techniques. On the surface one might think that would be a perfect tie-in to ... more...

America Stands Tall in The Wake of Hurricane Katrina
The Hurricane Katrina tragedy once again shows the strength, compassion, and toughness of the greatest nation in the world. Through all the hardships American people, companies, institutions, and governments are all working hard to solve the short term and long term needs of the Hurricane Katrina ... more...

Personal Debt Reduction Practices
Personal debt reduction practices, the steps people take to relieve the debt in their lives and to become more financially free, are a hot topic among financial circles. American spending habits are producing more people who are deeper in debt rather than people trying to achieve financial ... more...

Foreclosure Dangers!
Foreclosure Dangers!Anyone can lose their home to foreclosure, even you!The loss of a job; divorce, illness or some other trigger event could start the ball rolling. According to the American Bankers Association, most people have less than 3 months worth of cash in reserve.You may not realize that ... more...

Would An Elected Official's Credit Score Affect Your Vote?
Bad credit can happen to good people. Often all it takes is a financial misstep here or medical emergency there and the average American could easily make a late payment, miss a payment, or fall behind all together on their bills. While there is usually a unique personal story, and often a very ... more...

Do You Qualify For The FHA Home Loan?
The FHA Home Loan is a home loan program established by the federal government in order to assist more families in being able to achieve the American dream of owning your own home. The FHA home loan is specifically designed for the first time home buyer but can also be accessed by any other home ... more...

Attention Home Owners: Better Loan Solutions For Credit Card Debt Consolidation
In any neighborhood I visit across the country, I continue to find people playing the "credit card balance transfer game." We all know that American like to spend money with credit, and when the rates go up, people seem to think that transferring their credit card balances to new credit card ... more...