Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Mortgage Prequalification
How do I get Prequalified mortgage and how much can I spend on a house mortgage? Fill out one of the forms to get prequalified. You will be able to know how much you qualify for, or if you do not automatically mortgage prequalify, you will be given advice. Prequalify Forms Fill out this ... more...

Mortgage Rate Shopping Three Heinous Mistakes to Avoid
When shopping for a mortgage loan there are a number of mistakes homeowners make. These mistakes can be costly and the best way to avoid making them is to educate yourself on the process. Here is all you need to know before refinancing your mortgage.If you are in the market for a new mortgage ... more...

Adverse Credit Mortgages - Home Loans For People With Poor Credit
Mortgage lenders offer many financing options for people with adverse credit. For those who dont qualify for an A loan, you can use a B, C, or D loan to finance the purchase of your home.These home loans offer short-term financing until your credit score improves and you can qualify for an A loan ... more...

Tips For How to Apply For a Credit Card
There are many people young and old that are in great need of a credit card. This can be for many reasons. Some people need help with bills that they don't have the cash for. Others want a credit card so they don't have to carry cash. Some people need one to go on vacation. Whatever the reason ... more...

Refinancing Your Home Mortgage Loan With Bad Credit
There are numerous reasons a person has bad credit. Late or partial payments, missing payments, and too many outstanding debts could all be factors that have left you with a poor credit rating. If you want to refinance your current mortgage but are afraid a poor credit rating will disqualify you, ... more...

Tips on How to Apply for a Credit Card
Deciding to apply for a credit card is not a decision you should take lightly. Many stores try to get you to impulsively apply at the register, and you should never agree. Credit cards can affect your financial situation for years so you should certainly think before you act. If you want to ... more...

Quiz: How Much Do You Know About Credit Scoring?
Before you get a mortgage for the first time, or refinance your existing mortgage, lenders run a credit check. Lenders use a scoring system to decide whether or not you are a good candidate for a loan, and even what rate you will qualify for. Credit scores are based on a number of factors. How much ... more...

7 Credit Improving Steps You Must Take Before Applying For A Mortgage
If you think you have good credit, think again. Chances are there is something on your credit report that can effect your credit rating; this type of news is particularly alarming if you are shopping for a loan or applying for credit. You can save yourself headaches as well as thousands of dollars ... more...