Hybrid Mortgages Can Save You Money
If you are a homeowner that would like to take advantage of lower mortgages interest rates but do not want to commit to a 30 year mortgage, a hybrid mortgage could be right for you.Many homeowners shunned the notion of refinancing their current mortgages because they might be moving within the next ... more...

Bankruptcy as a Debt Management Solution: Why Do so Many of Us Have so Much Debt?
In 2004, 1,562,174 Americans sought protection from creditors through bankruptcy court a per capita rate over ten times higher than during the worst years of the Great Depression! According to the Consumer Federation of America, in 2003 alone over 9 million consumers made initial calls with a ... more...

Where Did All The Farmers Go?
Several times a year, I hear someone complain about the development of farm land in our area. These complainers consider it a crime that so much of our farm land has been converted to housing, business, shopping, etc. They seem to consider the farmers and developers to be criminals.If you want to ... more...

Fixed Rate Mortgage vs. Adjustable Rate Mortgage
The most basic distinction between types of mortgages that are available when you're looking to finance the purchase of a new home is how the interest rate is determined. Essentially, there are two types of mortgages - fixed rate mortgage and an adjustable rate mortgage. If you choose a fixed rate ... more...

Will a 1031 Property Exchange Solve Your Problems?
If your problem is listed below, a 1031 exchange may or may not be your solution.1. Are you a landlord that doesn't want to manage property anymore?2. Do you want to sell your investment property, but don't want to pay huge amounts of Capital Gains Tax?3. Is your current income property not ... more...

Free Quick and Easy Money Saving Tips Part 1
With the high cost of gasoline and the amount of money needed to lead a comfortable life slowly increasing many consumers may be worried about how to make ends meet. Fortunately there are lots of ways to save money in a variety of areas. Using any of the 5 tips outlined below will leave a little ... more...

Student Loan Consolidation Walkthrough
If you are a current or former student with school loans, you have probably been bombarded with mailed and online solicitations to consolidate your debt. The loan application process can seem overwhelming, particularly if you have more than a couple of loans issued from a number of lenders. However ... more...

Need Help Paying Back Student Loans?
Many college students and graduates are looking for a solution for their student loan debt. While borrowers may be having difficulty paying back student loans, there is help. Solutions for paying back student loans are available.What causes difficulty in paying back student loans?New college ... more...

Adjustable Rate Mortgage - Is This The Right Type Of Loan For Me?
You should be able to find several indispensable facts about adjustable rate mortgages in the following paragraphs. If there's at least one fact you didn't know before, imagine the difference it might make in your financial well being.Choosing the right mortgage involves knowing how mortgage rates ... more...