Inflation: Public Enemy Number 1
When our grandparents were working they could earn a decent living, pay for a house, a car, seven children, and still have money to put in the bank. But today, the cost of living has outstripped rises in pay so that things cost more but were not making more. We have to make due with the money we ... more...

Thinking About a Payday Loan?
Not everybody is fortunate enough to win the lottery. If you're like most of us, you have to work for living to put food on the table and a roof over your head. At times you find yourself with a little extra cash to splurge on something nice, but other times you find that an emergency or a ... more...

What is a Bridge Loan?
A bridge loan, which can also be called a hard money loan, is a short-term loan that is used until a person or company can secure permanent financing. Basically, they "bridge" the gap between today's need for immediate cash to pay bills and the final closing of a pending investment deal or ... more...

What is a Bridging Loan?
A bridging loan as the name implies is a loan used to bridge the financial gap between monies required for your new property completion prior to your existing property having been sold.A bridging loan is in simple terms a short-term mortgage that is secured against the property that you are selling ... more...

A Painless Way We All Can Help The Hurricane Katrina Disaster Victims!
Hurricane Katrina was a terrible Disaster. Listening to the News it appears that it will take about 80 Days that's almost 3 Months just to get the water out of the city. Estimates on the rebuilding effort start at 75 Billion and go up from their. They still don't know or even want to guess at a ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Why a Mortgage Professional Beats a Banker Every Time -- The Story Tells It All
The best way to explain why a mortgage professional is always better than a banker is to use an anecdote. My parents lived in the house I grew up in for 35 years, so it was finally time to move. They found a home they liked, made an offer, and signed a purchase agreement. After conferring with me ... more...

Quick Cash with a Payday Loan
Hey! You need cash right away, but sometimes life gets in the way and you don't always have pocket change kicking around that's available to spend. Maybe it's all tied up for bills, or an emergency has reared its ugly head and you need some money to bridge you until your next paycheck.A payday loan ... more...

Your House Is Your Biggest Investment Do You Really Just Want a Loan Advisor?
A Loan Officer may be able to help you qualify for a loan. Is that really what you want? When you consider that your home is your biggest investment shouldn't it be part of an Entire Investment Plan?Most people don't look at their house as part of their overall financial plan. That is a huge ... more...