Creative Home Equity Strategies for Retirement
The Baby-Boom generation is nearing retirement and it is clear that millions of aging Boomers are financially under prepared. Reasons are many - poor savings habits, rising medical costs, the demise of guaranteed corporate pensions, and the dreaded squeeze faced by many: i.e. having to pay college ... more...

Locating a Down Payment
If you are a saver, and many of you are, than the need to locate a down payment will not be an issue for you.But there are also many of us out there that have not had the luxury to save as much as we would have liked for various reasons. With this challenge at hand, we will need to track down a ... more...

How Do I Prepare for Retirement?
When the day finally arrives, will you be ready? What do you need to do? How do you need to prepare? Well, if you are over 10 years from retirement, then just sock away tons of money in your 401k for now. This article is focusing on people a little closer to retirement.So you are about 10 ... more...

Seniors Can Use a Reverse Mortgage to Fund Annuities, Investments, and Insurance Policies
For many seniors in or entering retirement, the prospect of purchasing long-term care, investments or annuities can be cut short by a lack of retirement income. Statistics show that 3 out 4 seniors will have to lower their current standard of living during retirement. Social Security, IRA's, 401k's ... more...

Future Secured? Oh Really?
A headline for a retirement annuities flyer declares "Future Secured!" Was your reaction like mine? Yea, sure!Is our financial future ever that secure? Maybe for a few. But for the majority of us this is not true. Stock market changes, health costs and inflation fears all contribute to a sense of ... more...

Refinancing Your House? Time is Money With Mortgage Refinance
Timing is everything at least thats what most folks would have us believe. But the reality of the situation is that it is often impossible to time financial moves to correspond with the financial markets.With that said, it is important to look at refinancing as a tool to help you reach your ... more...

Looking for Harvey Weinstein - The Book and the Business
Two Immigrants Live The American DreamSome may call it a purpose driven life yet the only thing religious about life for two middle aged British resident aliens living in Los Angeles is they rise at 5am and are usually asleep by nine.They rack up about a hundred hours between them in their average ... more...

Seven Sets of Documents You Need For Your Divorce
Even if you believe your case will ultimately be agreed to and settled without a trial, you will be in a much better position if you already have the relevant documents in your possession. Better safe than sorry.You should locate the relevant documents, make copies, and keep them somewhere secure, ... more...

How Do I Calculate How Much Life Insurance I Need?
Life insurance protects you and your family from economic hardship as a result of death. It is an insurance companys obligation to pay the recipient of your choice a pre-determined amount of money when you die in exchange for timely payment of premiums while you are living.Do you really need life ... more...