Paying Rent or Pay a Mortgage? Here AreThe Benefits You Have With A Mortgage!
This is what a mortgage can do for you!AND Why you shouldn't get hung up on the interest rate!Let me show you the bottom line or the total dollar amount you will pay when paying a mortgage and paying rent and what the benefits of a mortgage are:Let's say John bought a home and has a $75,000 ... more...

College Students and Credit Cards - Avoid the Financial Traps
Unfortunately, this is the case for many graduating students. You may have seen recent reports and news stories about enormous student credit card debt. Or worse, you may be experiencing it firsthand! You are not alone.According to Nellie Mae, a leading provider of higher education loans, a study ... more...

How to Understand Credit Report
Now that you have obtained your credit report, the first thing you need to do is read through it and understand what it all means. Don't feel bad if you don't understand what the credit report is saying to you. Most credit reports are coded because it allows shorter time for the computer to ... more...

How To Build Financial Independence
Your most important responsibility as an adult is to achieve financial independence for yourself and for your family. Aside from the practical tangible benefits of having all the money you need, there are even more important reasons for obtaining financial freedom.To achieve financial freedom you ... more...

Avoid the Trap When You Consolidate Debt, Part III
To consolidate debt is a great idea with a trap built into it. The technique described here helps everyone in debt, but if you have an ongoing credit card debt you desperately need this article.-------------------* Part I Don't get into debt. Ways to avoid it.* Part II The big advantages of student ... more...

Student Loan Consolidation - How To Get The Best Rates And Plans?
Student loan consolidation can have many benefits for the career minded student. With the prices of things going through the roof, going to college can be very costly. Many students dont have thousands of dollars to pay their way through college.This is why many college students use student loans ... more...

Bankruptcy - Is It The Right Choice For You?
Bankruptcy is one of the tougher choices we as adults face in todays society where it is the norm to be in debt, albeit some more so than others. Credit card offers materialize whether you are looking for credit or not. All with their own perks and benefits may sound tempting enough to open and ... more...

Credit Card Debt: How to Get Rid of It
This method is simple, but requires some discipline.First, you have to stop any new spending on your cards.Second - you'll need to examine all of your spending. You'll need to know how much extra money you'll be able to put towards paying off your cards.Credit card companies generally determine the ... more...

Household Budget
Sometimes it can seem as though daily expenses are getting out of control you know that you should have enough money to cover everything, but it just never seems to work out that way.If your financial situation seems to be getting worse with each passing month, don't despair; with the aid of a ... more...