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Detail on Single-Lender Mortgage Web Sites
Summary Rankings of Web Sites, January 12, 2005  Rank URL Score Rank URL Score 1 Amerisave.com 47   2 Eloan.com 46 11 Countrywide.com 25 3 Mortgage.com (ABN ... more...

Which Adjustable Rate Mortgage Do You Choose?
March 25, 2002 "I am trying to choose between different adjustable rate mortgages (ARMs) offered by a local lender: 3/1, 5/1, 7/1 and 10/1 at rates of 6%, 6.125%, 6.25% and 6.375%, respectively. I plan to stay in my house for at least 10 years. Which one is the best for me ... more...

1 related definitions

discount Point
Discount Point Fees paid to lenders. 1 point = 1% of the loan amount. On a $100,000 loan 1 point is $1000. Points may be further classified into origination points or discount points. In laymen terms, a point is a fee you pay to a lender or broker. Each point is one percent of ... more...

Margin
Margin The amount a lender adds to the index on an adjustable rate mortgage to establish the adjusted interest rate. Margin is constant throughout the life of the loan. INDEX + MARGIN = FULLY INDEXED RATE Example using the 1 Year Treasury: 1 Year Treasury Index = ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

No Money! Does It Really Matter? (Free E-Books)
You can use the sellers existing financing for part of the purchase price. Buying "subject to" you only have to fund the money for the sellers equity! You can get a cash buyer and do a simultaneous close or flip your deal to the buyer for a cash assignment fee. You can sell your contract to another ... more...

Screenwriting: The Incredibles (2004) Deconstructed
From our deconstruction of hundreds of Hollywood blockbusters at www.managing-creativity.comThe Hero's Journey is the template upon which the vast majority of successful stories and Hollywood blockbusters are based upon understanding this template is a priority for story or screenwriters.The ... more...

What You Need To Know About Credit Cards
What is a credit card? A credit card is a card that allows you to borrow money to pay for things. There will be a limit to how much you can spend called your credit limit. At the end of each month you can either pay off the whole of the amount you owe or make a minimum repayment. Other kinds of ... more...

Lesson 1 - Why Aren't You Wealthy?
We will start the Financial Fitness System with the assumption that you are out of shape financially or you would not have decided to subscribe to the course. So, again, why aren't you wealthy? There are some exceptions, but for the majority of the world it's the same reason. You did not choose to ... more...

The Art of Diecast Collecting
Collecting diecast vehicles consists of acquiring specific items based on your particular interests, such as airplanes, cars, trains, ship models, etc. Although some people just accumulate them, this is a passionate hobby for most folks, in which the genuine collector organizes carefully those ... more...

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant ... more...

Life After Divorce- Surviving Financially
In the first few years after divorce, more often than not, the standard of living of both spouses drops. Why, because the same cumulative income and pool of assets now has to support two households instead of one. Unfortunately, most people don't prepare themselves financially or emotionally for ... more...

Doctor: Find The Hidden Money!
Doctor, are you constantly asking your staff to show you the money, read on.A doctor not only treats patients for their various physical needs but runs a business at the same time. Doctors have large overhead expenses. They pay rent, salaries, utilities, medical supplies and many other expenses. ... more...

Top 10 Scams for 2001
Excerpt from Internet ScamBusters (tm) The #1 Publication on Internet FraudScams on the Internet are growing -- and with the vast selection, it was hard to only choose ten. We've tried to soften this list with a bit of humor. But please don't let the humor make these scams seem any less serious ... more...

The Residential Real Estate Buying Process in Austin Texas
Decide to BuyThe first step in buying a house is to try and understand what you hope to achieve. When you begin to think about buying a new house, there are many questions you should ask yourself such as: Why do I want to move? How soon do I want to move? How long do I plan on living in the home? ... more...

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Mortgage Indexes Info
30 Yr Fixed Rate
15 Yr Fixed Rate
5/1, 3/1 ARM
CODI
COSI
12 MTA
COFI 11th District, Federal
12 Month LIBOR (USD)
1 Year CMT
Market Indexes Info
WSJ Prime Rate
FNMA
Federal Funds
30 Year Treasury

 

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