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Managing Credit Cards to Raise Your Credit Score
18 July 2005 "Two years ago I had terrible credit, and you were kind enough to steer me to a credit card company that would give me a card. Now I have three cards, and my credit has improved some, but not enough?how do I manage my cards to earn the highest possible credit ... more...

Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Real Estate for Beginners: Residential Property Taxes
Whenever you own a piece of land, you will be taxed for it. Whether it is commercial property or residential property, there is still a tax to pay, whether it is for a village, town, city, county, or state. Most residential private property taxes are handled on the local level, going no higher than ... more...

A Pastor's Dirty Little Secret
In the past 14 years Ive rubbed shoulders with more ministers than I can remember. Ive talked with ministers of large churches, small churches, and every size in between. Ive hung out with black ministers, Hispanic ministers, Episcopal ministers, Republican ministers, and yes, to my shame, even ... more...

Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories ... more...

Reinventing Real Estate, Part 1: Online and Empowered Consumers Are Taking Charge and Paying Less
For decades, the real estate world turned in a predictable manner. The roles of buyers, sellers and real estate professionals were fairly well defined and transactions followed a predictable path of yard signs, newspaper ads, open houses and miles of paperwork.Recently, online and empowered ... more...

Link Development: The Super Hero for SEO
Link Development takes a major role in having your web site rank well in the search engines. Many web masters as well as SEO companies overlook how important it is to have a good link development campaign going for their web site. This article consists of 3 major topics; What is Link ... more...

How A Change in Perspective Can Help You Make More Holiday Season Sales: Pt. One
Some sites are perfect for the Christmas season - their products fit easily into the idea of gift-giving. But what if the products and services you offer are for small business owners?Or, as many of my clients ask, how do I survive the holiday season if I sell intangibles?When a couple of people ... more...

Sell Products on the Web - Selling on the Internet
If you don't have a product or service that you can offer yourself, use others. During your research and surfing, you will see many products and services. Try not to go to traditional wholesalers, yes some may be of value, but your best bet is finding companies who make and sell the product ... more...

How To Measure Search Engine Marketing ROI
According to the Search Engine Marketing Professional Organization (SEMPO), advertisers spent $4 billion in 2004 on search marketing programs and are expected to spend 39% more than that this year.Search engine marketing appears to be a great way to advertise but is it right for you and your ... more...

Florida Investment Real Estate and What Are Considerations Before Buying
Investment Real Estate, First Things FirstConsidering investing in property? What are some pertinent things to consider before taking this leap? Of all the investment possibilities, investment in land generally produces the most positive results. It is vital, however, to carefully investigate ... more...

The Top 3 House Hunting Resources Other Than Your Realtor To Help You Find Your Dream Home!
If youre ready to start house hunting, its a good idea to come up with a plan for finding your dream home.The first step is to find a good realtor to help you through the house buying process. There are lots of little details, and having someone to help you remember all of them is a great idea ... more...


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