Where Real Estate Investing and Speculation Collide
Some uninformed folks would describe someone who rehabs distressed property as a "speculator" or even a "property speculator." Don't be fooled! There is a VAST CHASM of difference between rehabbing and property speculation.Let me explain. According to Dictionary.com, the definition of speculation ...
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Refinance Your Home Equity Loan
Refinancing your home equity loan is an excellent way to save money. By refinancing your home equity loan you can lower your interest rate and finance for a longer or shorter term. Some things to consider before refinancing your home equity loan are the possible tax benefits, how long you intend to ...
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Home Mortgages: Should You Apply Now?
If youre thinking about applying for a new mortgage or refinancing your current mortgage, you might want to take action now.In its survey this week (the week of Aug. 1), Freddie Mac, the corporation that finances many of the countrys mortgages, reported that rates on 30-year, fixed-rate mortgages ...
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Not Everyone is Buying or Selling, Some are Doing Both
As if one real estate transaction is not hectic enough many of us end up needing to sell one place in order to move up to the next this is the real estate catch 22. Do we buy first?? Do we sell first?? If we are fortunate, these events occur at the same time, but that is not always the case. The ...
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Home Equity Increases $1 Trillion in Five Years Is the Market Peaking?
A new survey reveals that in the last five years, the equity in the California real estate market has increased by more than one trillion dollars. A trillion dollars is a large number to ponder, but put in concrete terms, it can be represented by a stack of one hundred dollar bills that is six ...
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Get The Finance You Need With UK Secured Homeowner Loan
Not every-one of us is born with a silver spoon in his mouth. Most of us live life as it comes. Our hard earned money provides us with the basic necessities and indulgences. Generally, we manage things with our finances but sometimes an emergency or once-in-a-lifetime opportunity sticks out its ...
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How to Buy a Holiday Home Abroad
The thought of owning a second home in the sun or a ski lodge or mountain retreat where we can escape whenever the mood takes us is of course a commonly held dream.And with the simplification of re-mortgaging facilities, the affordability of home loans and the growth in underlying equity many of us ...
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Home Equity Loans Online - Types Of Home Equity Loans
A home equity loan allows you to tap into your propertys value to pay off short-term debt, remodel, or pay for college. There are several options for drawing on your equity, each with their own benefits and drawbacks. No matter which option you choose, interest is still tax deductible.Refinancing ...
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6 Key Points to Evaluate Online Lenders
The internet is teeming with lenders who are vying for your business. It seems like everyone wants to loan you money. You are truly in the drivers seat by going online for your mortgage, refinance, and consolidation needs. But how do you select a lender? How do you choose the right institution? ...
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Spanish Mortgages - New Mortgage products that really can save your (financial) life!
That was pretty much the headline of an article I wrote some months ago but, following my comments in the Property Posts last edition, I thought I would expand upon the theme of 5 Reasons why you need a Spanish mortgage and introduce some new mortgage products that are here already or due for ...
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Remortgage to Restart the Mortgage Cycle on Fresh Terms
Remortgage or refinance is a right that lenders of the yesteryear were afraid to offer to borrowers. In fact, remortgage was severely prohibited through clauses such as early repayment penalty. The logic was that by refinancing the borrowers were actually paying off the mortgage earlier. In this ...
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Types of Financing for Your Mortgage
When financing a home purchase, the kind of mortgage you choose determines your monthly payment and the interest rate you get on your loan. There are four main ways of financing the mortgage for your home: 30-year fixed rate, 15-year fixed rate, adjustable rate, and interest only. Each of these ...
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Finding the Right Buy to Let Mortgage for Your Investment Property
Finding the right buy to let mortgage is crucial to your success as a property investor. Unlike other forms of investment, a lot of the money you put into a buy-to-let property is likely to be borrowed. Over the last few years, the buy to let mortgage market has boomed, and borrowing money to ...
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What If Mortgage Re-Financing Were Simplified?
What if mortgage re-financing were simplified? What if there were not so many pages in the legal agreements? What if you did not need a paralegal to understand it all? What if you really understood all that stuff you were signing?What if you had time to read it all before the next Federal Reserve ...
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