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Shopping For a Mortgage On-Line
September 19, 2005, Revised December 5, 2005, Revised January 12, 2005 This article is on the why, which, and how of shopping for a mortgage on-line: why seek a mortgage this way, which sites are the best, and how do you shop effectively?  Why Shop For a ... more...

Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

shopping mortgage credit problems loan cards card bills information related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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They Found Fortune on the Internet
Its exciting when people burdened with debt find a solution.Bill and Shona (real names changed for privacy) were up to their ears in financial problems when they decided on an unusual strategy. They would give each other $100 to find a solution to their situation.Bill immediately went online and ... more...

A Guide to Direct Homeowner Loans
Are you considering applying for direct homeowner loans? Perhaps you're simply wanting more information on direct homeowner loans so that you'll be able to make an informed decision?Direct homeowner loans can be very useful for a wide variety of purposes ranging from purchasing new vehicles to ... more...

Used Car Loans - 3 Tips For Financing Your Used Vehicle Online
Financing the purchase of a used vehicle can be done through the convenience of online car loan lenders. Through their websites you can request quotes, compare terms, and even apply online. Online car loan lenders save you time and money by making financing shopping easy. The following three tips ... more...

Student Credit Cards
STUDENT CREDIT CARDS With graduate debt averaging over 12,000, the ability to spread the cost of further education using a student credit card is obviously attractive. Adding to their appeal is the fact that these cards are relatively easy to obtain. Unlike many standard credit cards, they are ... more...

5 Simple Ways To Lower Your Monthly Bills And Save Lots Of Money!
Here you're going to learn several ways to save money every month by lowering your monthly bills.There are lots of ways to save money, no matter how much of it you have - or don't have!Having struggled for many years paying my own bills, I learned many ways to save money. From simple things like ... more...

How To Get The Best Home Equity Loan
Are you wondering how to get the best Home Equity loan? Do not be afraid to shop around. If you decide that the timing's right for a home equity loan, ask your friends or family for recommendations of lenders. Comparing home equity loan plans will help you get a better deal.Contact several lenders, ... more...

The 12 Most Pesticide-Ridden Fruits and Veggies
I will never forget the day my mom told me to wash strawberries. As a typical inquisitive 4 year old, I asked, 'Why?' Because fruit pickers pick their nose was her response. I then washed them - sometimes.Now as a 31 year old, I buy organic produce which must mean it is free from boogers and by all ... more...

Car Loans for People With Bad Credit
Car loans for people with bad credit are readily available online. After completing an online car loan application, you can expect an approval within a few minutes. By the next day, you can have check in hand to purchase your vehicle.Car Loans With Bad CreditIf you have bad credit, then expect to ... more...

Unintended Consequences
Direct Answers - Column for the week of May 26, 2003My sister is celebrating her tenth anniversary this summer, and I'm concerned she is letting her relationship go. Her husband refuses to acknowledge any problems and doesn't believe in counseling.At the time my sister married, she was a ... more...

A New Way to Profit From Your Content-Based Website
Its a labor of love. Thats how Ive always described my content-based website. Until the last year or so, what I meant is that my website paid me in love more frequently than it paid in money. And if visitor compliments and good karma paid the mortgage, that would have been fine.I knew I enjoyed ... more...

Home Buying Process - Pointers
Before you rush out to purchase a home, there a few tips that might help you get a great deal on the home of your dreams. First, before anything else, it would be in your best interests to talk with a lending company and receive a pre-qualification letter. This letter will let you know exactly what ... more...

A No-Brainer Way Of Getting Credit And Credit Cards
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who ... more...


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