How to Afford Your Dream Home
Is it your dream to one day own a holiday home in the sun; a beautiful house where you can escape, relax and be free of the worries that seem to go hand in hand with every day life?Well, youre not alone!A recent survey by a well known mortgage lender in the UK revealed that up to one in three ... more...

How to Buy a Home Without a Down Payment
Mortgage rates are rising and its becoming more difficult for a prospective buyer to save up for the necessary down payment. Fortunately, there are ways around this hurdle.Although homebuyers were once required to put down 20% of the purchase price, those times are long gone. Generally, lenders now ... more...

How to Convert Your Real Estate Notes into Quick Cash
If youre a real estate investor needing quick cash, selling your notes could offer a fast, easy solution. It can happen to anyone. You find yourself in a situation where you need a chunk of cashinstantly. Maybe you have to handle an emergency or simply want to free up funds to invest elsewhere. ... more...

Home Sellers Warning for Young Families
If you're thinking about selling your home and moving up, do your homework before offering your home for sale. Read the following story to see what can happen to home sellers who don't do their math.A young family sold their home in California, before they determined how to buy their next house. ... more...

Home Loan Refinancing When Do You Have To Close?
Refinanced mortgages have a couple of different rules when it comes to closing. For one, there is a mandatory rescission clause for primary residence mortgages that allows you annul your loan. You can also choose to close at anytime, which is beneficial if you think rates will drop in the near ... more...

Refinancing After Bankruptcy
Refinancing after a bankruptcy can seem like an especially difficult challenge, but it doesnt have to be. Six months after your bankruptcy has been finalized, you can find lenders willing to refinance your mortgage. In fact, refinancing your mortgage can help rebuild your credit to good standing in ... more...

Helpful Hints for First-Time Home Buyers
Buying a house can be a daunting task, even for someone who has owned several homes. My husband and I recently purchased our first home together, and it was hard to find good advice that we truly found useful. We had to learn a lot on our own, but at least now we feel comfortable and knowledgeable ... more...

Home Loan Refinancing - What Lenders Don't Want You To Know
Refinancing lenders seems to hold all the cards. They have the money and their own system for determining which type of credit you can qualify for. What lenders dont want you to know is that you can improve your credit rating in a matter of days.Good Credit FactorsGood credit does not mean perfect ... more...

Home Equity Loan Information
Home equity loans allow homeowners to borrow money against their home's equity. Of course, to obtain a home equity loan, homeowners must have enough equity in their property. Those without adequate equity may obtain a 125% home equity loan. These loans permit homeowners to borrow more than their ... more...

Refinancing Your Home Equity Loan
Home equity loans allow homeowners to borrow money using their home's equity as collateral. Homes are our biggest investment. Because of low interest rates, many homeowners are choosing to refinance their homes for lower rates. Lower rates equal a lower monthly payment. On the other hand, some ... more...

Home Equity Loan or Home Equity Line of Credit Which is right for you?
The most common type of home equity loan is the term loan. This loan is set for a fixed amount of time, anywhere from five to fifteen years. Such loans are typically granted for up to 80% of the value of the home, but some lenders will lend up to 125% of the homes value.Is this type of loan right ... more...

Home Equity Loans A Big Benefit Or A Big Mistake?
When the bills are piling up and there doesnt seem to be any way out, a home equity loan can seem like the answer to your prayers. Home equity loans can also be a great way to jumpstart a business or investment portfolio. However its important to realise that in some circumstances, a home equity ... more...

125% Home Equity Loans
Home equity loans are second mortgages and involve borrowing money against a home's equity. In most cases, homeowners obtain loans that correspond with their home's equity. However, it is possible to acquire a second mortgage for more than a home's worth.What is the 125% Home Equity Loan?The 125% ... more...