Clouds on a Title
Before you close you need to be sure that there are no clouds on your title. It is at closing that you will be handed the title from the previous owner, one that has no liens and that is marketable and one that has no clouds. If your title did have a lien it would mean that money was owning, money ... more...

The Worst Cash-Flow Strategy Ever!
Want to achieve a chronic state of personal economic turmoil? Here's how to do it!Live above your means.Perhaps you're already doing it but don't know just how serious your negative cash-flow is. If this is your situation, don't despair. You are not alone! It's estimated that 40 percent of ... more...

Using Refinancing to Secure Lower Interest Rates
When the time comes to finally buy the house that you've been dreaming of, you might find that the market isn't right to give you the interest rate that you want. Of course, it's not always a good idea to wait and see if rates improve the home of your dreams might be sold right under your nose.If ... more...

Your Closing Date-Who Chooses?
If you have found the house that is right for you and your family and you are making an offer you will have to sign a sales agreement. This agreement is a contract and in this contract you will have any stipulations to the sale. There will be certain things that will have to be done before escrow ... more...

Stop Foreclosure: Protect Your Credit and Keep Your Home
John lost his manufacturing job six months ago in a round of mass layoffs, and he's been unable to find consistent work since. He and his wife had little in savings, and with every day that passes they're getting further and further behind on their bills.Two months ago today, Mary's husband walked ... more...

Credit Cards and Home Equity Loans Read the Fine Print
These days, everyones lives are burdened with paperwork. With newspapers, magazines, bills, junk mail, and who-knows-what taking up space in their day, few people have time to look at every piece of paper that comes their way. Unfortunately, its becoming more and more necessary to carefully ... more...

What Does Your Credit Say About You?
A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a persons character.When applying for a ... more...

Home Improvement Loans in UK Manufacturing Home of Your Choice
How do you see your home? Are you always thinking of ways to make it better? You are heading straight towards home improvement. It is oft-quoted and usually it should be that your home should be a reflection of your own self. Rarely do we get a chance to mould into our own vision. Home improvement ... more...

Real Estate Professionals Need You to Write for Them!
Ask yourself these questions:Are you an experienced writer?Do you want to stay at home to write?Do you want to work for yourself?Do you learn new things quickly?Are you interested in a broad number of subjects?Do you feel like youre being pigeonholed with your current writing and you want to branch ... more...

Financial Strategies for Transitioning from Salaried to Solo
7 Financial Strategies for Transitioning from Salaried to SoloA 40s something woman was talking to me the other day about her growing sense of frustration with working for someone else and her longing to do my own thing, drive my own wagon. But, she said with consternation, I have family counting ... more...

Bad Credit Home Loan To Get You Out Of Debt
A "bad credit home loan" can help you climb your way out of debt and get you started back on the road to upstanding, good credit. There are many lenders who are willing to make bad credit home loans to you - a loan based on your equity in your home even if your credit has slipped or isn't as ... more...