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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

real estate credit report property house home market related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

More about real estate credit report property house home market

14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer ... more...

No Money! Does It Really Matter? (Free E-Books)
You can use the sellers existing financing for part of the purchase price. Buying "subject to" you only have to fund the money for the sellers equity! You can get a cash buyer and do a simultaneous close or flip your deal to the buyer for a cash assignment fee. You can sell your contract to another ... more...

How To Negotiate A Higher Price For Your House
Negotiation is where many FSBO home sellers really have problems. The wrong attitude or a slip of the tongue could cost you thousands. Here are a few pointers to keep you on the right path:1. Show interest in selling the house. In an effort to project a sense of strength many people either take an ... more...

Are You Wealthy Yet?
Here's a real simple way to become wealthy.Marty and his wife live at home with their 2 children. They own a 3 bedroom house in a middle class neighborhood and try to live within their means. Marty works full time in the Printing Industry, while his wife is in charge of the home and looking after ... more...

Real Estate Prices in the Bay Area
The rule of thumb for many potential Bay Area home owners is, try not to think about it too much. When looking at the average home price in the Bay Area, $560,000, and then looking at what $560,000 affords you (a 2 bedroom home in Stockton or a studio apartment in the Mission District of San ... more...

Real Estate Market: The Quintessential Business Cycle
The United States, Canada and all other modern industrial economies experience significant swings in economic activity. In some years most industries are booming and unemployment is low; in other years most industries are operating well below capacity and unemployment is high. Periods of economic ... more...

Tips For Getting A Low Downpayment
There's also a lot of personal satisfaction in living in a home that you own. Real estate is still considered a valued investment which can have many financial advantages and tax benefits. The amount of interest you pay on a home loan and the real estate taxes you pay on your home are among the few ... more...

10 Tips to Sell Your House Faster!
Here are some Handy wee Tips to help you Sell Your House Faster. These are all 'tried and true' tips we've gathered over years of Buying and Selling Houses, so I know for sure that they work!1. Clean your house -- no kidding...the cleaner your house is, the easier it is to sell.2. Fix any glaring ... more...

Kings Bay Georgia Real Estate - An Amusing Tale About a Real Estate Agent
This story is true and not meant to hurt anyone, but the more that I think about what happened, the more it makes me laugh. I hope that you not only get a chuckle from it as I did, but take your time and look for a professional real estate agent.Sometime back I was handling a tranaction for a ... more...

Why Invest in Bulgaria?
Bulgaria offers cheap property for sale in a country whose economic growth has grown at a rapid pace and is now one of the highest in Europe. In the past 10 years, its tourist trade has increased dramatically. As a result, an abundance of cheap properties are for sale in Bulgaria at a much lower ... more...

Death, Taxes, and Foreclosures
So how do you find the best foreclosures. Its not easy as the business is very competitive, especially in this current crazy real estate boom. Firstly you must be methodical as well as diverse. Deals are all over the place. It is recommended you specialize in an area that you are familar with ... more...

A Guide to Common Loan Terms
Many people may wonder about common loan terms words and phrases that are often tossed about when describing different types of loans that are assumed to be common knowledge.These common loan terms represent very important parts of the lending process, but to the person who isn't entirely sure what ... more...

How to Negotiate a Successful Short Sale
Anyone who has ever profited from doing a short sale has also without a doubt had one or two rejected at some point. Guess what? It is just the nature of the beastAs with all types of sales; youre playing a numbers game.There are very few investors who truly know how to successfully negotiate a ... more...

Buy FHA HUD Homes
FHA HUD homes are those dwellings that have been acquired by the United States Department of Housing and Urban Development (HUD). The HUD oversees the Federal Housing Administration (FHA), which offers federal insurance on home mortgages. When a home owner fails to meet the payments of a HUD ... more...


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