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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

How to Shop For a Mortgage
September 24, 2003, Revised November 12, 2004 Shopping for a mortgage effectively isn?t easy. Reforms proposed by HUD, which were pending at the time this article was first drafted, and which promised to make the process much easier, were never enacted.   ... more...

real estate broker your search information seller related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Mortgage Broker
Mortgage Broker An individual in the business of assisting in arranging funding or negotiating contracts for a client buy who does not loan the money himself. Brokers usually charge a fee or receive a commission for their ... more...

More about real estate broker your search information seller

The Myth of Search Engine Submission
Contrary to what most people think, it is not necessary to submit your site to the search engines. In the early days of the web, when search engine technology was still primitive and search engines' ability to crawl the web was somehow limited, it made sense to submit your site.Today, search ... more...

Confessions of a Networking Junkie
I am a networking junkie! But unlike people with other addictions, I am not looking for a 12-step program to cure me of my habit, because I like the BUZZ my business gests from my referral addition.A healthy referral based business is built by creating relationships with business professionals who ... more...

Useless Real Estate Middle Men and How to Avoid Them!
How do HomeGain, Realtor.com, Service Magic and other companies like this make money? These companies are called lead generation companies. They spend vast amounts of money advertising on TV, the Internet, radio, and in print so that youll go to their website to find information about real estate. ... more...

The Ultimate Business Network: One Secret Power of the Masters
Dear Friend:If you're out there networking and have been for sometime, you understand the astronomical benefits of networking with the "right" people -- especially when they have your kind of prospects who are hot and willing to buy.If not, you're in for a treat! Let me briefly explainThe average ... more...

Real Estate Investment Requires A Team
I had a hard time at first with real estate investment. One of the reasons was that I tended to be a "lone wolf," trying to do too much myself. I've since learned that to really do well investing in real estate, you need to have a team of people you can trust and rely on. Here are some possible ... more...

How To Buy Real Estate - Yes, YOU CAN!
If you want to buy a house but dont think you can for any of the following reasons, this article is intended to give you correct information so that you can make smarter choices and open yourself up to a world of wealth, possibilities and realistic expectations.The truth is you are being ... more...

Real Estate Lease Option Danger
Why are real estate investors having so much success offering "rent to own" homes?Lease-options offer home ownership opportunities to folks with little cash and not so hot credit.Oh boy, there are plenty of those around.Both parties in a lease-option deal are counting on the buyer being able to ... more...

The Secret to Success Create Dream Teams!
The challenge is finding the right people to help you accomplish your goals. Gathering a successful team is not only helpful, but essential. In school, you had mentors, advisors, club leaders, fellow students, teachers, etc., to help you accomplish your goals of getting good grades and eventually ... more...

Real Estate Agents What Type of Content Should You Include in Your Newsletter?
One of the biggest concerns for Realtors who publish their own email newsletter is determining the type of content that will gain interest from their readership. After all, real estate agents who engage in this endeavor want prospective buyers and sellers to open their newsletter and thus be ... more...

Mechanic's Lien on Your House
In many places you can buy a house and a contractor can put a lien on it within 90 days of construction or delivery of materials. For example if a contractor fails to pay a subcontractor he/she can place a lien against your real estate.If you have windows installed or any kind of construction, ... more...

Land of the Free
Is a Real Estate business possible without a license? Each state requires its own licensure and continuing education to start a business in real estate however most people find it a hassle to start a real estate career. Each state has dozens of MLS organizations further reducing the available ... more...


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