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Mortgage Professor about real estate appreciation: 
Should You Fear Negative Amortization?
November 20, 2000 " When my real estate agent turned me over to a loan officer, he said 'Don't put Charlie into an ARM (adjustable rate mortgage) involving negative amortization', and the loan officer said 'Don't worry'. I didn't want to confess my ignorance, but what ... more...

Buying Now Versus Buying Later
August 2, 2000 "Please settle an argument.  I believe that we should buy our house now, even though we have no money for a down payment, because our credit is good and we can get a 100% loan.  House prices have been rising in our area by about 4% a year.  My ... more...

real estate appreciation related definitions

Equity
Equity The difference between the fair market value and current indebtedness, also referred to as the owner's interest. The value an owner has in real estate over and above the obligation against the property. Equity increases as the mortgage is paid or as the property enjoys ... more...

Equity
Equity The difference between the fair market value and current indebtedness, also referred to as the owner's interest. The value an owner has in real estate over and above the obligation against the property. Equity increases as the mortgage is paid or as the property enjoys ... more...

More about real estate appreciation

Finding a Low Interest Debt Consolidation Loan
If you are in the market for a low interest debt consolidation loan, then you might think that you're out of luck. After all, aren't loans that consolidate your debt into a single monthly payment designed for people who have poor or bad credit?What are the chances of someone like that getting a low ... more...

5 Steps to Successful Property Investment
When looking to invest in property its always important to take a structured approach to ensure you get only what you are looking for. Over the years Ive developed the following structure and Ill always stick to it so that I know I have done all the homework necessary to make a sound investment ... more...

Real Estate Investing Financing Truths - Part 2
No Money Down and other 'Creative' Real Estate Investment MethodsFor many years, investors have seen the traditional real estate investment methods described in Part 1 of this article as a lot less than desirable!They began looking at the prices of houses and finding methods of bringing the ... more...

Before You Buy A House Top 10 Tips
There are serveral things you need to think about and check on before you buy a house. Even looking at so many houses can be confusing. Below is a list of the top ten things to help you before you buy. 1. Pre-qualify for a mortgage. Now you know how much house you can afford before you start ... more...

Home Equity Can Create a Never-ending Money Cycle
What could you do with $10,000? Well, you can have it, now in a new home equity loan! Did you know that if you have been in your home for just one full year, you may already have the opportunity to take out huge dollars in equity from your home -- tens of thousands, even! Did you also know that you ... more...

How to Buy a Home When Your in Your Twenties
A Singles Game of Real Estate (Getting started in your twenties)Due to the fact that most of us grow up in either a rented apartment or our parents single family home, it stands to reason that most people, when beginning to ask themselves the question of purchasing their own dwelling, will come to ... more...

Getting Raw Land, Not a Raw Deal!
There is more to buying raw land than meets the eye and more than a few individuals have wished theyd had a second chance upon finding themselves duped, conned, misled, ill-advised, uninformed, oversold, undereducated and often unprepared. They realize, often too late, that a raw land purchase ... more...

The US Dollar Is Not Weak
In 2004, The USD Was Falling, But the Dollar Was Never Weak!Germany's long term economic policy has been to cultivate a permanent trade surplus by saving more, and consuming less. But there is another side to their trade surplus/high savings rate story. Growth in Germany is 1/3rd that in the US, ... more...

Buying Country Acreage and Rural Properties, To Buy or Not To Buy
Almost anyone can become a rural property owner; if you are willing to set goals, establish what your purposes are, plan ahead and set targets that are all aligned toward the same result. And, if you can be patient instead of requiring instant gratification.There is no more $50-an-acre land; unless ... more...

Real Estate Professional in the Palm of Your Hand
GETTING THE MOST FOR THE LEASE-TRACKING YOUR REAL ESTATEIf you own rentals and/or investment properties, you know that you have to keep track of your portfolio, maintenance profiles, property managers, and related financial matters. There are a multitude of programs for the Palm-Pilot system to ... more...


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